MReport November 2018

TheMReport — News and strategies for the evolving mortgage marketplace.

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34 | TH E M R EP O RT Stern & Eisenberg (S&E) is a full-service firm that provides cradle-to- conclusion services in connection with secured transactions, from supporting the origination through the end of the loan, whether by payoff or default process. Services provided include, but are not limited to, bankruptcy, foreclosure, litigation, loss mitigation, REO, eviction, and title curative. S&E also provides services beyond the representation of secured creditors, including commercial and corporate matters, trusts and estates, estate planning, real estate transactions, and complex litigation. Multistate footprint, including New York, New Jersey, Pennsylvania, Delaware, Maryland, the District of Columbia, North Carolina, South Carolina, Georgia, Alabama, Tennessee, Virginia, and West Virginia. STAFFING STATS » Year established: 1977 » Number of employees: 221 » Primary locations outside HQ: Baltimore, Maryland; Charlotte, North Carolina; Cherry Hill, New Jersey BENEFITS AND PERKS » Employee hotline where information on health and wellness programs is easily accessible even from home. » Internal intranet, SharePoint, where all employees have quick access to their health and wellness benefits, valuable document resources, and more. » Annual on-site biometric screenings for all employees with gift card incentives. PRAISE CORNER » American Institute of Legal Counsel 10 Best Law Firms: Estate Planning (Richard Stern) » American Institute of Legal Counsel 10 Best Law Firms: Real Estate Law (Steven Eisenberg) » ALFN JPEG: Picture the Future Award (Margaret Cascino and Jackie McNally) » Founders Steven Eisenberg and Richard Stern are Martindale-Hubbell AV Rated » Voted one of Caliber's Top 3 Vendor Firms for 2018 GIVING BACK » The Make-A-Wish Foundation » House of Hope » Toys for Tots » Shamrock Shuffle » Red Cross Donations for Hurricane Relief HEADQUARTERS: WARRINGTON, PA » 215.572.8111 » STERNEISENBERG.COM STEVEN EISENBERG, CEO; ALAN MANSFIELD, CFO; MENDY GOODMAN, COO Stern & Eisenberg Percent of employees who are women: 64% Percent of employees who are minorities: 21% Citizens Financial Group, Inc. (CFG) is one of the nation's oldest and largest financial institutions, with $158.6 billion in assets as of September 30, 2018. Citizens offers a broad range of retail and commercial banking products and services to individuals, small businesses, middle-market companies, and large corporations and institutions. Citizens helps its customers reach their potential by listening to them and by understanding their needs in order to offer tailored advice, ideas, and solutions. STAFFING STATS » Year established: 1871 » Number of employees: 17,700 » Primary locations outside HQ: Boston, Massachusetts; Philadelphia, Pennsylvania; Franklin, Tennessee PRAISE CORNER » Temkin Experience Ratings (No. 1 out of 15 in banking and No. 2 out of 318 overall in 2018) » Forbes' "Best Employer for New Grads" in 2018 » Money's "Best Banks in America" in 2013, 2014, and 2017 » No. 7 on the Dave Thomas Foundation for Adoption's "100 Best Adoption- Friendly Workplaces List" in 2018 » Military Friendly Employers Designee GIVING BACK » Junior Achievement (partner) » Feeding America (partner) » Military Warriors Support Foundation (partner) » Citizens Bank "Champions in Action" (awards given to nonprofit organizations) » Citizens Helping Citizens (employee-volunteerism program focused on financial literacy, fighting hunger, and strengthening communities) EMPLOYEE SHOUT-OUT » Credo Awards, which recognize employees for exceptional work, leadership, teamwork, and/or volunteerism » Citizens of Excellence, which is designed to recognize and reward top sales colleagues » Officer Promotions, which recognize the highest-performing leaders as officers of the bank; officer title promotions happen annually » Years of service milestones BENEFITS AND PERKS » Work flexibility/PTO: CFG offers remote working options (role dependent), generous paid time off, and work- sponsored volunteer opportunities. » Adoption Assistance: CFG provides its colleagues up to $23,400 toward eligible adoption expenses and fees, and paid time off per adoption. » Discounts on bank services: CFG offers discounts on many banking services, preferred rates on CDs and savings accounts, discounts and savings on mortgages, and more. HEADQUARTERS: PROVIDENCE, RI » 800.922.9999 » CITIZENSBANK.COM BRUCE VAN SAUN, CHAIRMAN AND CEO; BRAD CONNER, VICE CHAIRMAN AND HEAD OF CONSUMER BANKING; ERIC SCHUPPENHAUER, PRESIDENT OF HOME MORTGAGE Citizens Bank L E G A L L E N D E R / S E R V I C E R

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