TheMReport

January, 2013

TheMReport — News and strategies for the evolving mortgage marketplace.

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A Home Key Is Important A Home Key Is Important Department SERVICING Or ig i nat iO n Web Based reporting tool providing business clients desktop accesstool providing business Web Based reporting to relevant servicing and performance information. clients desktop access to relevant servicing and using Rules Based Technology and Single Point by Advanced Loss mitigation, assisting borrowers of Contact to deliver immediate decisions. Point of using Rules Based Technology and Single se r v ic i ng performance information. Advanced Loss mitigation, assisting borrowers by Contact to deliver immediate decisions. Results driven Special Servicing processes designed a na ly t ic s to preserve portfolio value and comply with today's Results driven Special Servicing processes designed new servicing standards byand comply with today's to preserve portfolio value delivering effective customer contact, robustby delivering effective new servicing standards loss mitigation programs, and quality defaultrobust loss mitigation programs, customer contact, management. s e c On da r y m a r k e t and quality default management. Residential Credit Solutions, Inc ("RCS") is an integrated investment and servicing company focused exclusively on credit-sensitive Residential mortgage loans. residential Credit Solutions, Inc ("RCS") is an integrated investment and servicing company focused exclusively on credit-sensitive residential mortgage loans. Approved National Servicer by Fannie Mae, Freddie Mac, Ginne Mae, HUD and USDA Rural Housing. Approved National Servicer by Fannie Mae, Freddie Mac, Ginne Mae, HUD and USDA Rural Housing. Offices in Fort Worth and New York Offices in Fort Worth and New York www.rcsinvestor.com www.rcsinvestor.com The M RepoRT | 57

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