TheMReport

TH E M R EP O RT | 21 E-LENDING TECH PROFILE STAFFING 4,974 employees CORPORATE PROFILE Black Knight is a premier provider of technology, data, and analytics solutions to the mortgage and consumer loan, real estate, and capital markets verticals, known for product excellence. By delivering innovative, seamlessly integrated products with superior capabilities, functionality, and support, Black Knight helps its clients realize greater efficiencies, drive improved financial performance, and better manage and mitigate risk. BUSINESS LINES, SERVICES, AND PRODUCTS Black Knight offers leading technology across the loan life cycle. From pre-mortgage and application processing to underwriting, closing, post-closing, servicing, and capital markets solutions, Black Knight provides a full spectrum of products and services that help our clients identify growth opportunities, improve operational efficiencies, reduce risk, and increase consumer engagement. KEY FEATURES AND BENEFITS One of Black Knight's most powerful eLending products is Expedite ® Close, an innovative, end-to-end digital closing solution that uses advanced technology and intelligence to systematically select the best way to close each loan. Based on client-defined rules and transaction data, Expedite Close determines if a closing should use a paper, hybrid, or complete digital process. Embedded logic identifies factors such as jurisdiction requirements, consumer preferences, settlement agent process, and investor requirements to determine the best closing option for each transaction. Expedite Close also includes a document recognition tool that delivers significant client efficiencies and sets this eClosing solution apart. The tool separates closing package documents within a PDF file and provides each user with an intuitive view of which documents can be electronically signed, wet- signed, or eNotarized. In addition, Expedite Close includes a comprehensive post-close process with unique functionality that returns the verified closing package back to the lender the same way every time, regardless of the closing method used. It unifies all docu- ments—digital and wet-signed—into a consistent, eAudit workflow so a lender's post-closing process is not impacted. Documents are presented in a secure portal with user-centric views, facilitating seamless online interactions between all parties, helping reduce complexity, improve process efficiencies, and enhance customer satisfaction. Implementation and use of Expedite Close are quick and easy. The flexible, scalable solution easily accommodates the systems, processes, and document providers of all participants in the real estate transaction—lenders, settlement agents, real estate agents, and investors—so users can conduct business the way they do today. For lenders not yet ready for digital closings, Expedite Close can help them take advantage of digital capabilities at their own pace. Lenders can use the solution today for wet-sign or hybrid closings, then continue using Expedite Close when they are ready to adopt a complete digital solution. COMPETITIVE ADVANTAGE Expedite Close provides value to all parties involved in a lending transac- tion. By systematically selecting the best way to close a loan, Expedite Close creates efficiencies by taking on much of the complexities and decisioning involved with eClosings, so lenders don't have to. The solu- tion also incorporates banking-grade software that offers the highest level of security. Expedite Close is an agnostic solu- tion, delivering the freedom from constrained workflows and predeter- mined vendor support. Built on proven fulfillment services and infrastructure, Expedite Close offers secure services every step of the way. By helping to simplify the closing process, lower costs, improve the customer experience, and create efficiencies, Expedite Close provides lenders with exceptional benefits. KEYS TO SUCCESS Beyond the company's proprietary technology, data and analytics solutions, Black Knight has long-term and collaborative client relationships that have been a contributing factor to its success. As a result of these strong relationships, Black Knight has become a trusted partner for some of the largest financial institutions in the country. Black Knight also has a strong track record of continuing to innovate its solutions to meet the evolving demands of the mortgage industry. Learn more about Expedite Close at BestWaytoClose.com. Black Knight, Inc. Anthony Jabbour, CEO; Joe Nackashi, President, Black Knight, Inc. and President, Servicing Technologies; Rich Gagliano, President, Origination Technologies; Mike Brown, General Manager, Lending Solutions 601 Riverside Ave. | Jacksonville, FL 32204 904.854.5100 | blackknightinc.com

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