TheMReport

March, 2013

TheMReport — News and strategies for the evolving mortgage marketplace.

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Jocelyn Martin-Leano Maria Zywiciel Jeb Mason Jack Konyk Rob Walker Ivy Zelman The Cypress Group Managing Director Weiner Brodsky Kider, P.C. Lender Processing Services, Inc. Zelman & Associates Executive Director of Government Affairs Managing Director of Real Estate Products and Analytics CEO and Principal In the Lead: In the Lead: In the Lead: In the Lead: In the Lead: In the Lead: Since becoming the COO and SVP of Genworth Financial's U.S. Mortgage Insurance (USMI) unit in 2010, Jocelyn MartinLeano has applied her strategic perspective to develop next-generation solutions that address the industry's underwriting, compliance, risk mitigation, servicer relations, and information technology challenges. In 2011, Martin-Leano and her team helped 21,000 distressed borrowers keep their homes through partnership programs with their servicers, and Martin-Leano's commitment to best-of business practices also led to her recent appointment to the board of directors for the Petros Network, a nonprofit whose mission is to provide child sponsorship and micro-grants to women in Africa. Serving as managing director of the Cypress Group, a boutique financial services and real estate consulting firm based in Washington, D.C., Jeb Mason specializes in helping institutional investors, Fortune 500 businesses, and startup enterprises identify opportunities and navigate risks in today's dynamic public policy environment. Previously the deputy assistant secretary of the Treasury and advisor to Secretary Henry M. Paulson, Mason is an expert in housing finance policy and on the causes and consequences of the financial crisis—all of which have garnered interest from major media outlet. He has been tapped as a commentator for the Wall Street Journal, New York Times, and Bloomberg Television. With more than 35 years' experience in financial services, Jack Konyk has worked in all facets of retail banking and lending; and he earned recognition as a former leader for National City/PNC Mortgage, Mellon Bank, and Integra Mortgage Company. In addition to his role as the executive director of government affairs for Weiner Brodsky Kider, P.C., Konyk's industry influence has expanded through his involvement with the Mortgage Banking Association's national committees, where he served as regulatory vice-chair of the Legal Issues and Regulatory Compliance Committee and chair of the State Legislative and Regulatory Committee. Charged with heading up all product development for the housing industry, including Lender Processing Services' (LPS) automated valuation model (AVM) platform and all services emanating from LPS' SiteX platform, Robert Walker leads the company's Applied Analytics unit as managing director. But before he teamed up with LPS, Walker was well known in the lending and technology industries for his role in positioning First American as the leading AVM purveyor in the U.S., as well as expanding the company's efforts internationally. In his role for LPS, Walker seeks to create the next generation of valuation tools to successfully integrate computerbased analysis with local market expertise. Founding her own firm in 2007, veteran equity analyst Ivy Zelman and her team have been honored by the Institutional Investor, Greenwich Associates, StarMine, and the Wall Street Journal for their industry-leading macro and company-specific research. As the CEO of Zelman & Associates, she combines her industry partnerships with knowledge garnered from an unparalleled network of executive-level leaders across appraisal, apartment, banking, building products, homebuilding, land development, mortgage, policy, and single-family rental organizations to develop and deliver proprietary research to leading global institutional investors across multiple asset classes and sectors. Boasting nearly a decade in leadership for Citi Mortgage, Maria Zywiciel joined the company's business management team in 2005. As the SVP of strategic markets, Zywiciel ensures the success of Citi Mortgage's initiatives targeting the Community Reinvestment Act and Fair Lending objectives. A 15-year veteran of the financial services industry, Zywiciel is committed to honoring her bicultural background through helping lenders and policymakers better understand the needs of underserved populations. She served as commissioner of the Missouri Governor's Advisory Council of Hispanic Affairs, executive director of the Hispanic Chamber of Commerce of Metropolitan St. Louis, and a board member of the Hispanic Alliance of Career Enhancement (HACE). Genworth Financial, Inc. COO and SVP of U.S. Mortgage Insurance About USMI: Beyond mortgage insurance, USMI provides the resources lending professionals need to attract and serve more borrowers and close more loans. USMI's commitment promotes additional value, assisting lenders by helping them enhance their efforts to fulfill borrowers' dreams of homeownership. About The Cypress Group: A policy-oriented firm focused on advocacy, advisory, and real estate services, The Cypress Group's core areas of practice provide clients superior value through a rare combination of expertise in public policy and politics, along with financial and industry analysis. About WBSK: Based in Washington, D.C., WBSK boasts a national practice focused on compliance, regulatory, transactional, and litigation matters related to financial services concerns. WBSK's clients include financial institutions, mortgage banking companies, insurance companies, investment bankers, large municipalities, real estate developers, home builders, and trade associations. About LPS: A leading provider of mortgage and consumer loan processing services, mortgage settlement services, default solutions, and loan performance analytics, LPS offers solutions for the real estate industry, capital markets investors, and government offices. About Zelman & Associates: Providing clients with a distinct competitive advantage, Zelman & Associates offers in-depth, highly praised economic and company-specific financial models, data, and projections. With timely, unbiased, unique, and intensive research, Zelman & Associates maximizes value for clients through the company's intellectual capital and long-term relationships. Citi Mortgage SVP of Strategic Markets About CitiMortgage: Missouri-based Citi Mortgage strives to create the best outcomes for clients and customers with financial solutions that are simple, creative, and responsible. The M Report | 9

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