TheMReport

March, 2013

TheMReport — News and strategies for the evolving mortgage marketplace.

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Publisher Publisher contributing editor contributing editor online editor theMrePort.coM online editor Jon Ball Jon Ball Abby Gregory Abby Gregory Ryan Schuette Ryan Schuette Publisher theMrePort.coM coPy editors World-Class Service. Nationwide Coverage. YOUR business Unprecedented Quality. is OUR business! OUR business is OUR business! on First American Mortgage Services is laser focused mitigating YOUR cost, risk and exposure by aligning Discover Confidence in laser Appraisal st Americanour advancedServiceswithYourfocused on Partner! Mortgage solutions is YOUR strategic objectives and compliance needs. igating YOUR cost, risk and exposure by aligning 100% with YOUR advanced solutionsCompliance strategic objectives WeWe built our entireFirst American, over all regulatory young, are the New process in compliance with 120 years guidelines and and d compliance needs. financially secure. legislation so you don't have to! strongwe continually monitor all pending Unprecedented Quality are the New First American,toover 120 years young, THEN is Each report is subjected an exhaustive automated check and hand reviewed by a ong and financially secure. licensed appraiser. You receive underwriter-ready reports—the first time! Cutting-Edge Technology Our new proprietary workflow platform provides real-time measurement and tracking. We can easily customize a system integration to provide a seamless business solution. Customary and Reasonable Fees We pay our appraisers above-market fees and we pay them on a weekly basis—the fastest pay cycle in the industry. Fast Turn Times We don't just say it—we guarantee it! We will deliver reports in your key markets within five days—or we will discount your fee! Personalized Customer Service We are not too big to care about each customer and every order! We will work as | Innovation | needs! Insight hard as you do to meet your business Integrity First American Title Insurance Company and First American Mortgage Services make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. FIRST AMERICAN and FIRST AMERICAN TITLE are trademarks owned by First American Financial Corporation. 1-866-562-0123 Call Today! Mark Hulme Alison Rich Editor Abby Gregory coPy editors emily White Youree Alison Rich heather hill Online Editor Tory Barringer Youree emily White theMReport.com contributors phil Britt heather hill Copy Editors Bob Calandra Alison Rich contributors eric Fox Emily White Youree phil Britt Jack Konyk Bob Calandra Contributors Phil Britt Mark Lieberman eric Fox Bob Calandra creative director Jason Stone Jack Konyk Chuck Green art director Jonathan Won Cheryl Johnson Mark Lieberman associate art directors BruceLieberman Mark Sons creative director Jason Stone Chanyanont Loha-Unchit Andy Beth Miller art director design creative director Art Director associate art advertising directors associate art directors design director technology advertising design Director Jonathan Sean Walker Jason Stone Won Dina Duncan (214.525.6740) Jonathan Won Bruce Sons Jason Myers (214.525.6760) Bruce Sons Chanyanont Loha-Unchit Andi Zimmerman (214.525.6724) Jen Childers Sean Toby TullMarino DanielleWalker Brandon Shangraw Dina Duncan (214.525.6740) Sean Walker social Media Advertising Leon McKenzie (214.525.6760) Jason Myers Robyn Clayton (214.525.6716) Ani Vera Andi Zimmerman (214.525.6724) Thomas Griffin (214.525.6754) circulation/corresPondence David Avila technology Celina Hoierman (214.708.2344) Toby Tull Ryan McLemore (214.525.6723) Brandon (214.525.6760) Jason MyersShangraw social Media Leon McKenzie THEFIVESTARINSTITUTE Melissa Martin social media FORDEFAULTSERVICINGPROFESSIONALS Ani Vera Technology circulation/corresPondence Brandon Shangraw Celina Avila circulation corPorate officers Chasity Clary chairMan & chief creative officer Mark hulme edward R. Delgado THEFIVESTARINSTITUTE chief executive officer FORDEFAULTSERVICINGPROFESSIONALS business develoPMent Andi Zimmerman chief financial officer John harrison Corporate Officers corPorate officers director of huMan resources ernest Gillespie Chairman & Mark Hulme director of oPerations chairMan & Toby Tull Chief creative officer Mark hulme chief creative account executives officer president & senior account executive Chief executive Officer chief executive officer sPonsorshiPs Chief Financial Officer Ed Delgado Donna Lott (214.525.6792) edward R. Delgado JasonHarrison John Myers (214.525.6760) account executives business develoPMent Renee Charles (214.525.6742) Director of accounting Andi Zimmerman Ernest Gillespie Thomas Griffin (214.525.6754) chief financial officer John harrison Kristin Larson (214.525.6713) Marketing Travis Bogdon director of huMan resources Ryan McLemore ernest Gillespie Matt Hulme (214.525.6706) director of oPerations Production Marketing Toby Tull Daniel Meeks Travis Bogdon Chris McKee Matt hulme account executives Art Direction senior account Production executive Kyle Curtis JDonna Lott (214.525.6792) ason Stone Miguel Martinez Sean Walker sPonsorshiPs Christian Myers (214.525.6760) Jason Won JonathanMcCrossan Jen Childers concierge account executives Celina Avila Renee Charles (214.525.6742) Danielle Marino art direction Jason Stone Thomas Griffin (214.525.6754) Sean Walker Kristin Larson (214.525.6713) No part of this publication may be reproduced without Jonathan Won Ryan McLemore written permission from the publisher. (214.525.6706) ©2013 REO Publishing LLC No part of this publication may be reproduced without All Rights Reserved Marketing written permission from the publisher. Travis Bogdon This publication is intended to provide accurate, authoritative, and detailed Matt hulme information in regard to ©2011 Reo matter covered. All written materials are the subject publishing LLC All Rights the publisher is not engaged in rendering disseminated with the understanding that Reserved Production legal advice or other professional services.Kyle no circumstance should the Under This publication is intended to provide accurate, Curtis it is designed to information contained herein be relied upon as legalauthoritative, and detailed be advice as MiguelisMartinezin rendering ainformation in regard to the MReport strongly encourages the use of qualified source of information only. subject matter covered. All written materials are disseminated with the understanding that the publisher subject matter covered. attorneys or other qualified experts with regard to the not engaged legal advice or other professional services.Christian McCrossan any Under no circumstance should the MReport does not guarantee the accuracy of the information and is not liable for information contained herein be relied upon result from the use of these materials. damages, losses, or other detriment that mayas legal advice as it is designed to be a source of information only. MReport strongly encourages the use of qualified concierge Celina Avila attorneys or other qualified experts with regard to the subject matter covered. MReport does not guarantee the accuracy of the information and is not liable for any art direction damages, losses, or other detriment that mayJason Stoneof these materials. result from the use Sean Follow us. Walker Jonathan Won © 2011 First American Financial Corporation and/or its affiliates. All rights reserved. Or visit www.unitedstatesappraisals.com 2 | 2 | The M RepoRT The M Report No part of this publication may be reproduced without written permission from the publisher. ©2011 Reo publishing LLC All Rights Reserved This publication is intended to provide accurate, authoritative, and detailed information in regard to the subject matter covered. All written materials are disseminated with the understanding that the publisher is not engaged in rendering legal advice or other professional services. Under no circumstance should the information contained herein be relied upon as legal advice as it is designed to be

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