TheMReport

MReport August 2019

TheMReport — News and strategies for the evolving mortgage marketplace.

Issue link: http://digital.themreport.com/i/1148776

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TH E M R EP O RT | 3 CO NTE NTS 14 REACHING UNDERSERVED BORROWERS As they look to complete a stellar first half of 2019, non-QM loans have the potential to grow further. So what's holding them back? 20 10 STEPS TO HOUSING FINANCE REFORM Here are some ways regulators can begin to make changes ahead of potential congressional action. 26 DO WE HAVE YOUR ATTENTION? As more fintechs enter the lending and HELOC marketplace, borrowers are presented with abundant options for securing their loan. How can lenders stand out and capture the attention of their potential customers? 30 A DIFFERENT PERSPECTIVE How will the replacement of Duty-to-Serve requirements with a market access fund impact the business strategy for Fannie and Freddie? 34 THE EDGE OF INNOVATION As the lending process gets more automated, how can mortgage professionals adapt to a more tech- savvy industry? Here's what some experts had to say. SPECIAL SECTION 39 BEST IN COMPLIANCE GUIDE Check in with some of the companies who are striving for excellence in this space, and making the industry stronger and more reliable for their efforts. DEPARTMENTS 4 MTECH A Secure Lending Environment 10 TAKE 5 Danny Gardner, SVP of Affordable Lending and Access to Credit for Freddie Mac 11 MDWELL Best Housing Markets for Single Mothers 12 MCROWD Who's moving on and who's moving up in the industry

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