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M R EP O RT | 11 MDWELL FROM THE SOURCE Simply the Best Markets where affordability and amenities intersect are few and far between, as a new report lists the best places to live in America. M oney magazine released its "Best Places to Live in 2019" list, with Clarksville, Tennessee, being named the best place to live. The report states that Clarksville, located just 50 miles north of Nashville, combines affordability and amenities, with millennials taking notice. Money reports the average age of the Clarksville resident is just 29. Between May and July 2019, one in every two mortgages closed in the market went to millennials, according to Ellie Mae. According to ATTOM Data, the average home in Clarksville sold for under $156,000, which is $100,000 below the national average. "The housing market is just crazy right now," Megan Baggett, a Clarksville business owner told Money. "You can barely even keep a house on the market for longer than a week before it sells." To keep up with demand, she says, her hus- band is working on building six different houses. The city of Clarksville covers a fairly wide geographical area, and contains neighborhoods featuring an array of homes: new Craftsman- style, grand estates, duplexes, apartment complexes, and more." Source:: Money magazine, "Best Places to Live in 2019" 10 Best Places to Live in America ROUND ROCK TEXAS 2 FISHERS INDIANA 3 DRAPER UTAH 6 BENTONVILLE ARKANSAS 7 MADISON WISCONSIN 8 MERIDIAN IDAHO 9 WINTER GARDEN FLORIDA 10 COUNTRY CLUB HEIGHTS NORTH CAROLINA 5 FULTON RIVER DISTRICT ILLINOIS 4 CLARKSVILLE TENNESSEE 1 READ THIS THE CREATIVE CURVE: HOW TO DEVELOP THE RIGHT IDEA, AT THE RIGHT TIME By Allan Gannett This book argues against the idea that creativity is only possessed by a special few. Allan Gannett uses years of research to show the key to creative success is combining new ideas with familiar ones. Gannett shows how creativity lives everywhere, and how everyone can achieve it. SHARE THIS 1PASSWORD Be more productive at work and waste less time trying to remember passwords by using the 1Password app. 1Password, available on both Android and iOS, lets you store passwords for websites, other apps, credit cards, bank accounts, licenses, and more, all with a single master password protecting all the information. End-to-end encryption and encryption keys that stay on your phone make it so you are the only one who sees the passwords. The app offers a free trial but requires a $3.99 monthly fee. TWEET THIS #GSEREFORM After more than a decade in conserva- torship, the Department of the Treasury released its plan in September to privitaze the GSEs and reform housing finance. Federal Housing Finance Agency Director Mark Calabria and the Treasury agreed to a plan regarding modifica- tions to the Preferred Stock Purchase Agreements (PSPAs) that will permit Fannie Mae and Freddie Mac to retain additional earnings in excess of the $3 bil- lion capital reserves currently permitted by their PSPAs. Stay on top of the latest developments by tracking this hashtag. WATCH THIS TALKING PROPERTY PRESERVATION Cheryl Travis-Johnson, COO of VRM Mortgage Services, sat down with DS News recently to discuss the biggest challenges facing property preservation, and how companies can promote diversity and inclusion. To search for the video, visit DSNews.com, and search "Cheryl Travis-Johnson."