MReport December 2019

TheMReport — News and strategies for the evolving mortgage marketplace.

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Page 26 of 67

M R EP O RT | 25 Special Section The Patchwork Landscape of Lending The potential expiration of the QM Patch in 2021 has been one of the most- discussed topics over the past six months. As we approach the dawn of 2020, MReport brings you a special focus on this topic, with insights into the history of the Patch, how its expiration could impact the landscape, and why changes in this area could be the key to kickstarting future innovation in mortgage lending.

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