TheMReport — News and strategies for the evolving mortgage marketplace.
Issue link: http://digital.themreport.com/i/1187758
M R EP O RT | 3 M R EP O RT | 3 CO NTE NTS 12 THE RACE INTO 2020 Mortgage experts discuss the challenges ahead, from recessionary fears to how millennials are changing the market. 18 THE KEYS TO GROWTH With the U.S. economy nearing the end of a historic expansion, here's why first-time home- buyers are critical. 22 THE UNSEEN STRUGGLE Here's how Family Reach is working to make sure cancer patients have one less thing to worry about—losing their home. 26 REMOVING THE PATCH AND REOPENING THE QM DEBATE The end of the patch and revision of the QM is likely to set the standards for borrowers' access to affordable mortgage credit for years to come. 30 UNLOCKING A NEW WAVE OF INNOVATION Changes to the Qualified Mortgage Rule could level the playing field and push the industry forward. DEPARTMENTS 4 MTECH Digitizing the Mortgage Experience 8 TAKE 5 Desmond P. Smith, Chief Customer Officer for the Single-Family Business at Fannie Mae. 9 MDWELL Homeowners Staying Put 10 MCROWD Who's moving on and who's moving up in the industry