MReport March 2020

TheMReport — News and strategies for the evolving mortgage marketplace.

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4 | M R EP O RT THE 2020 MREPORT EDITORIAL ADVISORY BOARD Danielle Hale Chief Economist, Danielle Hale is responsible for developing and translating real estate data into consumer and industry insights. She also leads's team of the industry's top analysts and economists with the goal of providing deeper and broader housing insights to people throughout the home journey, industry professionals, and thought leaders. Before joining in July 2017, Hale spent nearly a decade as an economist and policy researcher at the National Association of Realtors (NAR). As Managing Director of Housing Research, Hale oversaw the production of closely followed housing market data, including NAR's monthly pending and existing home sales indices and quarterly home price reports. Ken Markison Of Counsel, Weiner Brodsky Kider PC Ken Markison joined Weiner Brodsky Kider (WBK) following decades as a leader in the housing and financial services legal community. Before coming to the firm, Markison's career in industry and government included service as VP and Regulatory Counsel of the Mortgage Bankers Association, Assistant General Counsel for GSEs and RESPA at the U.S. Department of Housing and Urban Development, and HUD liaison to the Oversight Board for the Resolution Trust Corporation. At WBK, Ken advises lender and vendor companies, trade associations, and other organizations that draw on his deep experience and expertise. Alex McGillis Director of Product Development, Quicken Loans Alex McGillis leads the following teams at Quicken Loans: Change Management, Information Strategy, Knowledge Management, Content Strategy, and Content Design. He was previously responsible for product development and policy for servicing the company's government and private portfolio loans and has also served as a Product Manager for VA and FHA. In addition, he is the co-chair of the Future of Loss Mitigation Task Force, Chair of the Loan Administration Committee for the Mortgage Bankers Association, and part of the Urban Institute's Mortgage Servicing Collaborative. Erik Schmitt Managing Director, Origination Division, Chase Home Lending In his role, Erik Schmitt leads product management for Chase's origination and servicing businesses to ensure its products meet the needs of customers, while positioning the mortgage business for long-term success. Previously, Schmitt led a team responsible for the firm's foreclosure prevention and loss mitigation products. In this capacity, he worked closely with investors and regulators to influence the future of foreclosure prevention and customer assistance. He was also responsible for designing and executing the firm's servicing strategy on loan sales and sub-servicing. Rocky Stubbs Head of Digital & Direct Lending, Flagstar Bank At Flagstar Bank, Rocky Stubs leads a team on a mission to "completely disrupt the mortgage industry with high- tech digital tools while delivering a high-touch, personalized service experience." With more than 15 years of mortgage industry experience at both privately held and Fortune 100 companies, Stubbs has earned a reputation as a strategic thinker and innovator who is skilled at leading rapid growth agendas, attracting top talent, and creating a white-glove, customer-centric service culture. Prior to joining Flagstar Bank, Stubs led the Direct & Digital Mortgage channel for Capital One Home Loans. Meet the 2020 MReport Editorial Advisory Board MReport's Editorial Advisory Board serves as a critical sounding board and source of feedback for our team as we work to bring you the latest insights and coverage of the topics and trends that matter most to mortgage. This panel of subject-matter experts represent a broad spectrum of industry expertise, and we couldn't be more grateful for their continuing assistance and guidance.

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