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8 | M R EP O RT FROM THE SOURCE READ THIS≥ "PERSONALITY ISN'T PERMANENT: BREAK FREE FROM SELF-LIMITING BELIEFS AND REWRITE YOUR STORY" By Benjamin P. Hardy Hardy draws on psychological research to question the popular misconception that personality is innate and unchanging. The author strays away from limiting the belief that our "true selves" are to be discovered and shows how people can create their desired selves and achieve goals instead. The book includes true stories of self-transformation—such as Vanessa O'Brien, who quit her corporate job and set the Guinness World Record for a woman climbing the highest peak on every continent in the fastest time. SHARE THIS SETMORE SetMore is a free booking and scheduling tool to manage appointments. Some of the app's main features are payment solutions, staff logins, and a review system. Additional features include text and email reminders, self-booking, and recurring appointment management. The app is available on both Android and iOS devices. TWEET THIS #MORTGAGERATES The average 30-year fixed-rate mortgage fell to record lows in July, with Freddie Mac reporting the average rates was near 3%. The Federal Reserve also announced it intends to keep the benchmark interest rates to near zero. How will the economies' rebound and labor market growth impact mortgage rates and affordability for homeowners? WATCH THIS≥ WATCH THIS The Re-Opening of the Economy and the Housing Market Five Star Global's DS5: Inside the Industry spoke to Tedayi Kapfidze, Chief Economist, Lending Tree, on how housing markets will be impacted by the re-opening of cities across the nation. To view the video, visit theMReport.com and click the DS5 tab to bring up Kapfidze's video and many more. SOMETIMES, IT'S GOOD TO BE A FOLLOWER. Follow MReport on social media to put the latest mortgage banking news, stories, strategies, and insights at the touch of your fingertips. MReport @TheMReportNews The MReport SOMETIMES, GOOD FOLLOWER. latest strategies, and