MReport January 2022

TheMReport — News and strategies for the evolving mortgage marketplace.

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M R EP O RT | 3 M R EP O RT | 3 CO NTE NTS 12 STRONG VALUES, TRANSLATED INTO STRONG EXECUTION MReport speaks with Guild Mortgage CEO Mary Ann McGarry about four decades spent in mortgage and how she works to nurture the "soul of a small company" with the resources of a large one. 18 GETTING AHEAD OF THE CYCLE Invest in automation now, before the next real estate bust. 22 AS MARKET EVOLVES, 2022 COULD BE A TALE OF TWO LENDERS In the new year, lenders must decide whether to maintain old business practices or to embrace change. 27 HOW WHOLESALERS CAN HELP BROKERS TURN DATA INTO MEANINGFUL CONNECTIONS Here's how wholesalers can improve the borrow/broker relationship and strengthen their business for a far more competitive purchase market. 28 7 QUESTIONS FOR LENDERS LOOKING TO STREAMLINE AND IMPROVE THE APPRAISAL PROCESS. How Efficient is Your Appraisal Operation? DEPARTMENTS 4 MTECH Leading the AI Charge 8 MCROWD Who's moving on and who's moving up in the industry

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