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4 | M R EP O RT THEMREPORT.COM JOHN DUNNERY VP, Government Loan Servicing, Community Loan Servicing, LLC John Dunnery manages Community Loan Servicing's non-performing GSE/agency residential loan portfolio. Community services and subservices 180,000 loans in 50 states and Puerto Rico. Dunnery is responsible for management and oversight of the government loan portfolio to regulatory and servicing guide requirements, including electronic data reporting, investor reporting and loan accounting, servicing advances, and claims. Prior to joining Community, he held senior loan servicing roles with Pacific Union Financial, LLC, Chase, and Wachovia, as well as serving as Senior Director- NSO with Fannie Mae. BENJAMIN GOTTHEIM Director, Mortgage Servicing Policy, Freddie Mac Benjamin Gottheim's extensive experience in the mortgage default industry began with purchasing and servicing non-performing assets and REO in New York, and eventually led to his two years of managing foreclosure performance at Freddie Mac. Currently, Gottheim and his team create policies addressing all aspects of mortgage servicing including updates to the Freddie Mac Single- Family Seller/Servicer Guide. MICHELE KRYCZKOWSKI SVP Operations, Distributed Retail, Planet Home Lending With 19 years of experience in the mortgage industry, Michele Kryczkowski oversees day-to-day and strategic operations for Planet Home Lending's branch and corporate distributed retail fulfillment teams. With an emphasis on operational efficiency that achieves best-in- class business results, she optimizes processes by leveraging and introducing new technology and maintains policy and procedure documentation to ensure quality output. Before joining the company, she was the VP of National Wholesale and Non-Delegated Operations at First Guaranty Mortgage Corporation. Meet the 2022 Five Star These industry experts will help advise, guide, and shape the course of our publications in the year ahead. EDITORIAL ADVISORY BOARD As we advance into the new year, Five Star's sister publications—DS News and MReport—will once again be leaning on the experience and insights of an array of mortgage industry subject-matter experts. The members of our Five Star Editorial Advisory Board (EAB) will be at the forefront, providing commentary, interviews, and more as we navigate the trends and challenges 2022 presents. This year's EAB is a mix of familiar returning faces and new additions. It's our pleasure to introduce you to this year's Editorial Advisory Board lineup. * * * * *

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