TheMReport

MReport April 2022

TheMReport — News and strategies for the evolving mortgage marketplace.

Issue link: http://digital.themreport.com/i/1463706

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leading development M R EP O RT | 3 M R EP O RT | 3 CO NTE NTS 10 BUILDING A MORE DIVERSE FUTURE MReport looked through the eyes of five on the front lines of the industry's diversity and inclusion efforts to analyze what's working, what's not working, and what else can be done to diversify the mortgage space. 16 5 REASONS HOME EQUITY LOANS ARE COMING BACK From pandemic pressures to supply chain challenges, homeowners are looking to access their homes' equity. 20 THE STATE OF COMPLIANCE & DIGITAL TECHNOLOGIES Steve Schachter, President of Sourcepoint, addresses some of the top compliance and regulatory risks for lenders in 2022 and beyond. 22 THANK GOODNESS FOR MORTGAGE INSURANCE With affordability and inventory challenges rampant, mortgage insurance can be the key to helping more buyers afford a home. 26 UNCOVERING DATABASE GOLDMINES Louis Zitting, Founder and CEO of Monitorbase, discusses ways to tap into your database to find those overlooked gems. 28 DEMOCRATIZING LENDING Origination fees can present a web of inconsistencies. Is it time to "democratize" the lending process? 32 LEVERAGING MARKETING TECH IN THE DIGITAL AGE Roxana Davidoff, Founder and CEO of Big Purple Dot, discusses the latest innovations and their impact on the marketplace. DEPARTMENTS 8 MCROWD Who's moving on and who's moving up in the industry 11 MDWELL What Impact Could Russia Sanctions Have on the Housing Market?

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