TheMReport — News and strategies for the evolving mortgage marketplace.
Issue link: http://digital.themreport.com/i/1475526
M R EP O RT | 3 M R EP O RT | 3 CO NTE NTS THE TEAM ISSUE 18 'EMBRACE THE JOURNEY' Brian "Woody" White of Homebridge Financial Services discusses how he shifted from focusing on tech to D&I and what mortgage companies need to consider when building their own D&I programs. 24 AUTHENTIC ALIGNMENT Paul Gigliotti, COO of Pinnacle Home Loans, and CEO and Co-Founder of Axis Lending Academy, tells MReport how millennials are transforming the workforce and why modern candidates are seeking more intangible qualities than a paycheck and benefits package. 28 THE NEW HIRING LANDSCAPE Dave Robertson, Senior VP, Chief HR Officer for Guild Mortgage, discusses hiring, retention, and how mortgage companies must work to set themselves apart in order to attract the talent they need. FEATURES 32 OPEN BANKING DATA PUSHES MORTGAGE UNDERWRITING FURTHER INTO THE DIGITAL AGE Here's how Freddie Mac's Loan Product Advisor acceptance of direct deposit data to assess income, payroll, and account transactions data for verification of employment can enable digitization through open banking. 36 NEW DESKTOP APPRAISAL RULES: TODAY'S PAINS AND TOMORROW'S GAINS A closer look at how technology in the appraisal space has made the process significantly more efficient for eligible loans. DEPARTMENTS 5 MTECH Tech Advances in the Mortgage Space 11 MDWELL Living Larger in Smaller Cities 12 MCROWD Who's moving on and who's moving