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MReport December 2022

TheMReport — News and strategies for the evolving mortgage marketplace.

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64 | TH E M R EP O RT FINAL THOUGHTS As the Year Winds Down This month, we leave you with sentiments from highly placed and influential experts on the state of the housing market as we close out the year. "volatile year" Taylor Marr, Redfin's Deputy Chief Economist, looking back on the housing market as a whole in 2022. "Weakening" Selma Hepp, Interim Lead of the Office of the Chief Economist at CoreLogic, on current housing demand levels due to rising rates and still-high home prices. "insufficient" Matt Vernon, Head of Retail Lending at Bank of America, on one of the effects that the lack of new houses has on inventory supply, further hurting affordability. "buyer's market" Redfin Agent Maggie Ruiz on buyers' relative ease about purchasing due to many buyers being sidelined by affordability and interest rates. "curtailed" Doug Duncan, Fannie Mae's SVP and Chief Economist, on sellers staying put in their homes because they don't want to take out a new mortgage at a much higher rate than what they currently have.

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