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Department ORIGINATION Or ig i nat ion Departments s e r v ic i ng ORIGINATION SERVICING SECONDARY MARKET ANALYTICS 38 H igher LTV Ratios Pull Down Borrower Health in Q3 38 nvestors Still Expect to I Dominate Purchase Stats 39 ukewarm Markets Heat L Up as Hottest Metros Cool Increase in October 40 rofits Plunge at P Independent Firms as Costs Soar 41 52 014 Forecast: Easier 2 Fail to Measure Up to Compliance Tests Credit Access, Lower Homeownership 45 ervicing Gains Offset S Production Declines in Q3 Markets Seeing Biggest Price Gains 45 eleaguered by Legal B 53 he Bright Side of Tight T Fees 46 FPB Finalizes Rule C on New Mortgage Disclosures 47 FPB Targets Private C Insurer Over Alleged Kickbacks B orrowers Unimpressed with Online Mortgage Experience 47 Preserving Property 41 Commercial Real Estate 48 roLender Expands P on Track for Moderate Growth 42 ueller Reports Prepares M to Enter Valuation Space with New VP 42 idelity's President Now F Its CEO 42 Gift That Keeps Giving 42 ompanies Partner for C Increased Efficiency 53 ajor Distressed Sales M Integration with QuestSoft Compliance Platform 48 RES Adds New Client L 48 oanLogics Monitors L and Reviews MERS 49 Equity Loans Increases Recruitment Efforts 49 ducation Key to E Industry Success 58 usiness Keeps Slowing B at Freddie Mac 59 59 HFA, GSEs Overhaul F Mortgage Insurance Master Policy Credit 54 echnophobic Banks at T Risk of Losing Market Share 55 round the U.S. A 56 oreLogic, Urban C Institute Come Together in Strategic Alliance 56 eport Examines Risks R of Undisclosed Borrower Debt 57 ed Reports Slowdown F in Real Estate Amid Modest Economic Growth 57 California Dreaming I nventories Contribute to Revised Q3 GDP Estimates se c on da r y m a r k e t 40 rivate Insurance Policies P 44 ettlement Servicers S a na ly t ic s what's inside? 60 ngoing Uncertainty to O Unsettle Markets in 2014 60 HFA Reports Another F Strong Quarter for Price Appreciation 61 F OMC Votes to Scale Back Stimulus 62 innie Mae Begins First G Phase in Modernizing Securitization Platform 62 annie Mae's F Board Elects Asset Management Veteran 63 IGTARP Cracks Down S on Another Mortgage Fraud Case 63 SE Reaches Settlement G with PNC 43 ortgage Master Expands M Footprint in Texas 43 miles Abound With S Quicken The M Report | 37