TheMReport

Setting The Stage

TheMReport — News and strategies for the evolving mortgage marketplace.

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Talent, skills, and experience—all the ingredients for an excellent contributor. See the names and faces behind the MReport headlines. contributors 2 | Th e M Rep o RT Publisher Mark hulme editor-in-Chief Ashley R. harris online editor theMrePort.CoM Tory Barringer CoPy editors Krista Franks Brock Alison Rich emily White Youree Contributors phil Britt Bob Calandra Brian A. Lee Creative direCtor Jason Stone art direCtor Denis Kashoid Jonathon Won design direCtor Sean Walker advertising Robyn Clayton (214.525.6716) Thomas Griffin (214.525.6754) Stacie hawkins (214.525.6781) David hoierman (214.708.2344) Kevin McCrea (214.525.6756) Jason Myers (214.525.6760) Kenny olschwanger (214.525.6132) David Vandecar (214.525.6145) soCial Media Blake Stepan CirCulation Rebecca McDowell CorPorate offiCers ChairMan & Chief Creative offiCer Mark hulme President & Chief exeCutive offiCer ed Delgado Chief finanCial offiCer John harrison direCtor of hr/aCCounting ernest Gillespie Marketing Matt Whiteley ProduCtion Luke Rose art direCtion Denis Kashoid Jason Stone Sean Walker Jonathon Won No part of this publication may be reproduced without written permission from the publisher. ©2014 Reo publishing LLC All Rights Reserved This publication is intended to provide accurate, authoritative, and detailed information in regard to the subject matter covered. All written materials are disseminated with the understanding that the publisher is not engaged in rendering legal advice or other professional services. Under no circumstance should the information contained herein be relied upon as legal advice as it is designed to be a source of information only. MReport strongly encourages the use of qualified attorneys or other qualified experts with regard to the subject matter covered. MReport does not guarantee the accuracy of the information and is not liable for any damages, losses, or other detriment that may result from the use of these materials. © 2011 First American Financial Corporation and/or its affiliates. All rights reserved. YOUR business is OUR business! First American Mortgage Services is laser focused on mitigating YOUR cost, risk and exposure by aligning our advanced solutions with YOUR strategic objectives and compliance needs. We are the New First American, over 120 years young, strong and financially secure. Insight | Innovation | Integrity First American Title Insurance Company and First American Mortgage Services make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. FIRST AMERICAN and FIRST AMERICAN TITLE are trademarks owned by First American Financial Corporation. 2 | Th e M Rep o RT Publisher Jon Ball contributing editor Abby Gregory online editor theMrePort.coM Ryan Schuette coPy editors Alison Rich emily White Youree heather hill contributors phil Britt Bob Calandra eric Fox Jack Konyk Mark Lieberman creative director Jason Stone art director Jonathan Won associate art directors Bruce Sons Chanyanont Loha-Unchit design director Sean Walker advertising Dina Duncan (214.525.6740) Jason Myers (214.525.6760) Andi Zimmerman (214.525.6724) technology Toby Tull Brandon Shangraw social Media Leon McKenzie Ani Vera circulation/corresPondence Celina Avila corPorate officers chairMan & chief creative officer chief executive officer Mark hulme edward R. Delgado business develoPMent Andi Zimmerman chief financial officer John harrison director of huMan resources ernest Gillespie director of oPerations Toby Tull account executives senior account executive Donna Lott (214.525.6792) sPonsorshiPs Jason Myers (214.525.6760) account executives Renee Charles (214.525.6742) Thomas Griffin (214.525.6754) Kristin Larson (214.525.6713) Ryan McLemore (214.525.6706) Marketing Travis Bogdon Matt hulme Production Kyle Curtis Miguel Martinez Christian McCrossan concierge Celina Avila art direction Jason Stone Sean Walker Jonathan Won No part of this publication may be reproduced without written permission from the publisher. ©2011 Reo publishing LLC All Rights Reserved This publication is intended to provide accurate, authoritative, and detailed information in regard to the subject matter covered. All written materials are disseminated with the understanding that the publisher is not engaged in rendering legal advice or other professional services. Under no circumstance should the information contained herein be relied upon as legal advice as it is designed to be a source of information only. MReport strongly encourages the use of qualified attorneys or other qualified experts with regard to the subject matter covered. MReport does not guarantee the accuracy of the information and is not liable for any damages, losses, or other detriment that may result from the use of these materials. FORDEFAULTSERVICINGPROFESSIONALS THEFIVESTARINSTITUTE Follow us. phil britt Phil Britt has covered all phases of the financial services industry since the mid-1980s. A former associate editor of Savings Institutions magazine, he went on his own when the U.S. League of Savings Institutions consolidated its offices in Washington, D.C., in 1993. bob calandra Bob Calandra hails from Wyndmoor, Pennsylvania, and is the author of How to Keep Your Job in a Tough Competitive Market (Adams Business, 2009). He is also an award- winning journalist and freelance magazine writer. brian a. lee Brian A. Lee is an Atlanta-based writer who has covered a variety of real estate topics since 2000. The Wake Forest and University of Georgia graduate was editor of Western Real Estate Business magazine for eight years. Although a big fan of real estate and mortgage content, the father of two girls considers his top moment in journalism a one-on-one interview with baseball legend Hank Aaron in 2009.

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