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Th e M Rep o RT | 13 exposure Congressman Neugebauer informs the audience that the chances for GSE reform in this congress are slim. Freddie Mac's Robert Kimble entertains the audience with his story of a chance encounter with Ben Bernanke. Five Star President & CEO Ed Delgado introduces the members of the Agency Update Panel. Bayview Loan Servicing's Michael Waldron leads the discussion covering challenges that servicers face in "Cracking the Compliance Code." Five Key Takeaways From the 2015 Five Star Government Forum: 1 According to Gebre, the No. 1 issue facing the FHA is getting enough funding from Congress. 2 Neugebauer declared in his keynote address: "Too big to fail has made it too small to succeed." 3 "Demand weakness trumps credit tightness," according to Duncan. While many analysts have blamed tight lending standards for holding back homeownership, Duncan asserted that a lack of demand has done more to hold back housing recovery. 4 Kiefer said through Twitter that a consistent theme for the Government Forum was "housing markets should improve but households need real income growth." 5 "The key to cracking the compliance code is understanding the reason behind the regulation," according to Michael Waldron, chief compliance officer with Bayview Loan Servicing. Editor's note: The Five Star Institute, parent company of MReport and, hosted The Five Star Government Forum. Leadership Sponsors Partner Sponsors Hosting Sponsor Thank You To Our Sponsors

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