TheMReport

TH E M R EP O RT | 43 RISK&DUEDILIGENCEGUIDE Special Advertising Section COMPANY DESCRIPTION Oversite Data Services is the premier provider of innovative legal decisioning solutions for the financial services industry. Oversite's platform of patent-pend - ing solutions based on legal and business insight empowers investors, loan servicers, and legal service providers with the data and analytical tools necessary for unparalleled transparency and oversight. Oversite's award-winning BestX® Diligence platform is the only solution that combines objective data— sourced directly from the courts—with a legal and business rules-based decisioning engine for better valuation and more effective trading. COMPANY HISTORY Oversite Data Services was founded in 2012 by a leading creditors' rights law firm. BestX was devel- oped thereafter as a targeted solution to reduce risk and improve litigation performance. BestX was the first solution to normalize state court data in order to provide auditability of self-reported servicing data and generate actionable next-step guidance. In its first major initiative, Oversite collaborated with a top mortgage servicer to audit a large loan portfolio covering seven states. BestX revealed a 26 percent error rate in foreclosure milestone data as reported by law firms to mortgage servicers. Oversite has continued working with servicers to monitor foreclosure portfolios and, as a result, has reduced timelines and mitigated risk. Oversite has since expanded its suite of solutions to include non-performing loan due diligence, civil litigation monitoring, lien monitoring, deed search and retrieval, bankruptcy event notification, and law firm performance monitoring. BUSINESS LINES, SERVICES, AND PRODUCTS • Foreclosure monitoring • Civil litigation monitoring • Non-performing loan due diligence • Senior and junior lien monitoring • Deed search and retrieval • Bankruptcy event notification • HOA lien monitoring • Transfer onboarding and monitoring • Law firm performance monitoring ADDED VALUE TO CLIENTS Oversite delivers information in a digestible, mobile- optimized format that allows users to improve oversight, mitigate risk, and increase return on investment. By way of example, Oversite's BestX platform provides auditability of loan servicing in- formation to facilitate judicial route optimization and improve valuation modeling and forecasting. KEY FEATURES/BENEFITS Oversite's patent-pending BestX platform has been proven to increase transparency, mitigate risk, and improve overall execution and ROI. Non-Performing Loan Due Diligence • Provides detailed foreclosure case status infor- mation based on official court data • Assesses associated risk and exposure to liability (e.g. statute of limitations, contested litigation, case dismissals and lack of prosecution threats) • Generates actionable analytics based on custom - ized business rules Asset Onboarding and Management • Facilitates reconciliation of servicing data with official court records • Expedites the transfer of cases to preferred ser - vicers and foreclosure counsel • Identifies critical upcoming events (e.g. sales, hearings) Mortgage Servicing and Law Firm Oversight • Accelerates milestone progression to improve timelines and minimize curtailments • Prevents sanctions and unnecessary delays • Improves performance and disposition oversight Senior Lien Monitoring • Identifies senior lien foreclosure filings to report new actions and critical upcoming events • Protects the interests of the junior lienholder by providing notification of senior lien foreclosure ac - tions and potential availability of surplus funds Bankruptcy Event Notification • Monitors the bankruptcy for actionable filings that affect the subject lien • Tracks the status of important creditor filings, such as MFRs and POCs • Supports compliance with statutes, regulations and consent orders COMPETITIVE ADVANTAGE Oversite is uniquely situated as the only provider of court record-based data and analytics supported by a solid foundation of legal knowledge. Through its affiliation with ALAW, a top-tier, multi-state credi- tors' rights law firm, Oversite has access to a rich attorney network that supports the robust legal and business rules-based decisioning engine that drives BestX. Further, Oversite is operated by a team of acclaimed technologists, experienced attorneys, and industry veterans who are striving to bring more transparency, efficiency, and predictability to both the legal and financial industries. KEY PERSONNEL Jim Albertelli, Esq. Founder and CEO Stacy Mestayer, Esq. Chief Operating Officer Adam Fitch Chief Marketing Officer CONTACT INFORMATION Stacy Mestayer Phone: 214.202.9319 Email: smestayer@oversite.com 5404 Cypress Center Drive, Suite 300 Tampa, FL 33609 Email: info@oversite.com Web: Oversite.com Oversite Data Services

• Cover