TheMReport — News and strategies for the evolving mortgage marketplace.
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CONTRIBUTING EDITOR Abby Gregory ONLINE EDITOR CONTRIBUTING EDITOR Abby Gregory ONLINE EDITOR PUBLISHER Jon Ball PUBLISHER Jon Ball THEMREPORT.COM AlisonRyan Schuette COPY EDITORS THEMREPORT.COM ONLINE EDITOR THEMREPORT.COM COPY EDITORS Alison Rich Emily White Youree Heather Hill PUBLISHER Mark Hulme EDITOR Abby Gregory Tory Barr nger Emily White Youree Heather Hill YOUR business is OUR business! OUR business is OUR business! st American Mortgage Services is laser focused on igating YOUR cost, risk and exposure by aligning advanced solutions with YOUR strategic objectives d compliance needs. We are the New First American, over 120 years young, strong and financially secure. are the New First American, over 120 years young, ong and financially secure. Always growing. Always capable. Always compliant. 130 certified STAFF appraisers nationwide. Field and desk review experts in every branch. The team of experienced professionals at Metro-West can help you navigate the ever-evolving compliance requirements, while providing top appraisal solutions through our nationwide coverage areas. • A+ rating with the Better Business Bureau • Fully compliant process using FNC's Collateral Management System • Abide by all Fannie Mae and Freddie Mac guidelines • All appraisals performed in accordance with USPAP requirements • Designated field and desk review experts at every branch First American Mortgage Services is laser focused on mitigating YOUR cost, risk and exposure by aligning our advanced solutions with YOUR strategic objectives and compliance needs. CREATIVE DIRECTOR ART DIRECTOR ASSOCIATE ART DIRECTORS Bruce Sons Chanyanont Loha-Unchit CONTRIBUTORS Phil Britt Bob Calandra Eric Fox Jack Konyk Mark Lieberman CONTRIBUTORS Phil Britt Bob Calandra Eric Fox Jack Konyk Mark Lieberman CONTRIBUTORS Phil Britt Jason Stone ASSOCIATE ART DIRECTORS CREATIVE DIRECTOR Jason Stone ART DIRECTOR Jonathan Won ASSOCIATE ART DIRECTORS Bruce Sons Chanyanont Loha-Unchit CREATIVE DIRECTOR DE ART DIRECTOR ADVERTISING SIGN TO Dina Duncan (214.525.6740) Jen Childers Jonathan Won Bruce Sons DESIGN DIRECTOR Sean Walker DESIGN DIRECTOR Sean Walker SOCIAL MEDIA Leon McKenzie Ani Vera DIRECTOR OF SALES Pete Stanton (214.525.6751) ADVERTIS NG ADVERTISING RDina Duncan (214.525.6740) Jason Myers (214.525.6760) TECHNOLOGY Toby Tull Brandon Shangraw CIRCULATION/CORRESPONDENCE Celina Avila obyn Clayton (214.525.6716) Thomas Griffin (214.525.6754) Donna Lott (214.525.6792) TECHNOLOGY Toby Tull Brandon Shangraw SOCIAL MEDIA Leon McKenzie Ani Vera TECHNOLOGY Brandon Shangraw CIRCULATION Chasity Clary THEFIVESTARINSTITUTE FORDEFAULTSERVICINGPROFESSIONALS CIRCULATION/CORRESPONDENCE Celina Avila CHAIRMAN & CORPORATE OFFICERS CHIEF CREATIVE OFFICER CHIEF EXECUTIVE OFFICER BUSINESS DEVELOPMENT Andi Zimmerman CHIEF FINANCIAL OFFICER John Harrison DIRECTOR OF HUMAN RESOURCES Ernest Gillespie DIRECTOR OF OPERATIONS Toby Tull ACCOUNT EXECUTIVES CHIEF CREATIVE OFFICER CHIEF CREATIVE OFFICER CHIEF EXECUTIVE OFFICER CORPORATE OFFICERS CHAIRMAN & Mark Hulme CORPORATE OFFICERS CHAIRMAN & SENIOR ACCOUNT EXECUTIVE Donna Lott (214.525.6792) SPONSORSHIPS Jason Myers (214.525.6760) CHIEF FINANCIAL OFFICER John Harrison BUSINESS DEVELOPMENT Andi Zimmerman CHIEF FINANCIAL OFFICER John Harrison CHIEF OPERATING OFFICER Rick Creel DIRECTOR OF ACCOUNTING Ernest Gillespie DIRECTOR OF HUMAN RESOURCES Ernest Gillespie DIRECTOR OF OPERATIONS Toby Tull ACCOUNT EXECUTIVES MARKETING Travis Bogdon Matt Hulme PRODUCTION Daniel Meeks Christian McCrossan MARKETING Travis Bogdon Matt Hulme SENIOR ACCOUNT EXECUTIVE Donna Lott (214.525.6792) SPONSORSHIPS Jason Myers (214.525.6760) ART DIRECTION Jason Stone Sean Walker Jonathan Won No part of this publication may be reproduced without written permission from the publisher. ART DIRECTION Jason Stone Sean Walker Jonathan Won This publication is intended to provide accurate, authoritative, and detailed information in regard to the subject matter covered. All written materials are No part of this publication may be reproduced without written permission from the publisher. ©2012 REO Publishing LLC All Rights Reserved disseminated with the understanding that the publisher is not engaged in rendering legal advice or other professional services. Under no circumstance should the MARKETING Travis Bogdon Matt Hulme ©2011 REO Publishing LLC All Rights Reserved Insight | Innovation | Integrity First American Title Insurance Company and First American Mortgage Services make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. FIRST AMERICAN and FIRST AMERICAN TITLE are trademarks owned by First American Financial Corporation. © 2011 First American Financial Corporation and/or its affiliates. All rights reserved. www.metrowestappr.com or call us at (888) 676-9237. To learn how Metro-West can help you, visit 2 | THE M REPORT 2 | THE M REPORT sight | Innovation | Integrity No part of this publication may be reproduced without written permission from the publisher. ©2011 REO Publishing LLC All Rights Reserved This publication is intended to provide accurate, authoritative, and detailed information in regard to the subject matter covered. All written materials are disseminated with the understanding that the publisher is not engaged in rendering legal advice or other professional services. Under no circumstance should the information contained herein be relied upon as legal advice as it is designed to be MReport does not guarantee the accuracy of the information and is not liable for any damages, losses, or other detriment that may result from the use of these materials. This publication is intended to provide accurate, authoritative, and detailed information in regard to the subject matter covered. All written materials are disseminated with the understanding that the publisher is not engaged in rendering legal advice or other professional services. Under no circumstance should the information contained herein be relied upon as legal advice as it is designed to be a source of information only. MReport strongly encourages the use of qualified attorneys or other qualified experts with regard to the subject matter covered. information contained herein be relied upon as legal advice as it is designed to be a source of information only. MReport strongly encourages the use of qualified attorneys or other qualified experts with regard to the subject matter covered. PRODUCTION Kyle Curtis Miguel Martinez Christian McCrossan MReport does not guarantee the accuracy of the information and is not liable for any damages, losses, or other detriment that may result from the use of these materials. CONCIERGE Celina Avila ART DIRECTION Jason Stone Sean Walker Jonathan Won Follow us. ACCOUNT EXECUTIVES Renee Charles (214.525.6742) Thomas Griffin (214.525.6754) Kristin Larson (214.525.6713) Ryan McLemore (214.525.6706) CONCIERGE Celina Avila PRODUCTION Kyle Curtis Miguel Martinez Christian McCrossan Mark Hulme Edward R. Delgado ACCOUNT EXECUTIVES Renee Charles (214.525.6742) Thomas Griffin (214.525.6754) Kristin Larson (214.525.6713) Ryan McLemore (214.525.6706) THEFIVESTARINSTITUTE FORDEFAULTSERVICINGPROFESSIONALS Mark Hulme Edward R. Delgado RAndi Zimmerman (214.525.6724) yan McLemore (214.525.6723) Jason Myers (214.525.6760) ason My rs (214.525.6760) Andi Zimmerman (214.525.6724) Adam Weinstein Jason Stone Sean Walker Bob Calandra Chuck Green Mark Lieberman Joan Trice onathan Won COPY EDITORS Alison Rich Emily White Youree Ryan Schuette Rich