November 2012

TheMReport — News and strategies for the evolving mortgage marketplace.

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Page 38 of 79

DEPARTMENT ORIGINATION ORIGINATION ORIGINATION THE LATEST Mortgage Businesses Faring Better as Banks Endure [41] [43] FEATURE Fraud Alert! What the rise in online lending means for mortgage-related deceit. LOCAL EDITION You've Got Mail! [45] WHAT'S INSIDE? 38 Refinance Activity Brings 7-Year High for Prepayments 38 Poll Shows Support for Tax Revisions 39 Wells Fargo Ramps Up Legislative Lobbying 39 Rising Home Values Generate Equity Boost 40 Are Bright Days Ahead for Homebuilders? 40 Closing Rates and Timelines on the Rise 41 Feds Crack Down on Discover Bank 45 Companies Come to Terms on Antitrust Settlement 45 Bank of Commerce Mortgage Receives Regional Accolade 45 Equifax Concludes Lawsuit with the FTC 46 Sterne Agee Acquires FBC Mortgage 46 Firm Unveils Program to Help Brokers Help Vets 46 V.I.P. Mortgage Unveils Employee Philosophy THE M REPORT | 37 ORIGINATION SERVICING ANALYTICS SECONDARY MARKET

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