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TH E M R EP O RT | 9 MTECH THE INTEGRATION INCLUDES NEW FUNCTIONALITIES TO THE EXISTING PLATFORM OF THE MORTGAGE INSURANCE PROVIDER. G enworth Mortgage Insur- ance, has announced an enhanced integration with Ellie Mae's Encompass digital mortgage solution to include a new functionality for contract underwriting services. The enhancement allows lend- ers to submit loan applications directly through the Encompass interface for contract underwrit- ing with or without mortgage insurance, adding a new offering for customers who use both the Genworth and Encompass solutions. "Integrating contract underwrit- ing into the Genworth-Encompass workflow expands our multi- solution offering and extends our expertise in another key area to all our customer segments," said Erika Martin, Director, Customer Experience and Segment Marketing, Genworth Mortgage Insurance. "This expanded partnership, against the backdrop of our best-in-class underwriting capabilities, advances our goal of driving innovation to facilitate homeownership opportunities for new and existing homeowners." Additional features from the integration include: Ease of use for lenders, further supporting Genworth's customers' use of contract underwriting to reduce origination cost and sup- port underwriting capacity needs. Ability to order contract un- derwriting and upload associated documents while staying within Encompass. Mortgage insurance commit- ments and contract underwrit- ing decisions provided through Encompass as downloadable PDF files. Submission of loans for contract underwriting with or without mortgage insurance. The Encompass integration enhancement at Genworth is the latest in a series of initiatives that leverage technology to improve the underwriting process. In 2017, Genworth launched a new web- site, New.MI.Genworth.com, that allows loan officers, underwriters, processors, and other lending pro- fessionals to visually track every part of the mortgage insurance application process through close. "Genworth's technological ecosystem has meaningfully improved to where all of the individual technology-oriented solutions that have been created over the years are increasingly compatible with each other," said George Reichert, CIO, Genworth Mortgage Insurance. "We view this as a tremendous positive in our efforts to drive innovation." OpenClose Partners with Ascend THE PARTNERSHIP INCLUDES THE IMPLEMENTATION OF A LOS PLATFORM. A scend Federal Credit Union (Ascend) is part- nering with OpenClose, a multi-channel loan origination system (LOS) and mortgage fintech provider, to leverage its LenderAssist LOS platform and DecisionAssist product and pric- ing engine (PPE). OpenClose's browser-based solution has delivered additional efficiencies and heightened service levels for the credit union's growing mortgage lending division. The LOS at Ascend will simplify its mortgage processes, ensure compliance, improve ef- ficiencies, maximize productivity, and reduce costs without the time and expense of implementing and maintaining a legacy system. LenderAssist is configured to support Ascend's specific business processes and automate the lend- ing workflow from start to finish. The entire platform was imple- mented in less than 60 days. "Since implementing the new system, we have enhanced our overall mortgage lending process and ability to provide faster, better service to members looking for a home loan," said Don Gilliam, VP of Mortgage Lending at Ascend. OpenClose maintains the entire system for Ascend and its DecisionAssist program provides instant, accurate loan pricing and eligibility for Ascend's mort- gage staff. OpenClose's team of mortgage specialists manage all guidelines and pricing for Ascend. OpenClose's LenderAssist pro- gram is designed to flex and scale with the business, preventing expansion challenges. "Attaining a home loan can be an intimidating, complex experi- ence for many consumers, but Ascend's focus on service and use of technology makes it very easy for members to do business with them," said JP Kelly, President of OpenClose. "LenderAssist and DecisionAssist have contributed to Ascend's already high service levels by helping add simplicity, transparency, and excellence in service to members." Ocwen is a Fannie Mae STAR Performer THE AWARD RECOGNIZES TOP PERFORMING SERVICERS IN THREE AREAS. O cwen Financial Cor- poration was named a Fannie Mae Servicer Total Achievement and Rewards (STAR) Performer for 2017. The STAR Program recognition is for top performing servicers within one or more of three