Embracing Market Discomfort: Insights from Frederick Golding

"Falling mortgage rates open doors for many would-be buyers and sellers, but where you live determines how much the market shifts in response to the opportunity," said Danielle Hale, Chief...

Sen. Elizabeth Warren has reached out to Treasury Secretary Scott Bessent requesting info on the Trump administration’s plans to privatize Fannie Mae and Freddie Mac. The post Sen. Warren...

The Federal Housing Finance Agency (FHFA) Director Bill Pulte declared that the FHFA would no longer be a part of the Greening the Financial System Network of Central Banks and Supervisors. To...

Alongside Congressman Sanford D. Bishop, Jr. (GA-02), Congresswoman Jen Kiggans (VA-02) introduced the Military Housing Performance Insight Act. The Military Housing Privatization Initiative is a...

With 15 million vacant units nationwide, some see an easy fix for affordability. But experts say location, condition, and ownership mean most vacancies cannot be turned into homes for families in...

Homebuyers waiting for mortgage rates to dip below the 6% mark may have to sit on the sidelines a little longer, as Fannie Mae has revised its market projections for the next 24 months. The post...

Citing a rise in construction costs and mortgage interest rates, HUD has cut all Multifamily Mortgage Insurance Premiums to 25 basis points in response to current market conditions. The post FHA...

Homebuyers had the strongest negotiating power in August, according to recent Redfin data, with over half a million more sellers than purchasers. However, could the situation experience reversal...

Reps. Gregory Meeks and Pete Sessions have introduced the Mortgage Insurance Freedom Act, a bill which would allow borrowers to stop paying FHA mortgage insurance premiums once they have built up...

A new Realtor.com report showed searches for "fixer-upper" homes have more than tripled in the last four years, with homebuyers nationwide eyeing these heavily discounted homes to help break into...

As disaster events intensify, mortgage servicers must demand more from their insurance partners and redefine what true catastrophe readiness looks like. The post Turning Risk Into Readiness: What...

With assets thresholds and risk profiles driving changes, the restructuring is said to be tailoring oversight and support for various bank types. The post OCC Restructures Supervision: Three...

In a letter to House Speaker Mike Johnson and Rep. Hakeem Jeffries, more than 40 members of Congress are urging the preservation affordable housing and the rights of Americans against housing...

Historically, retention has been viewed as a sales or origination function, but the truth is, servicing is the single most consistent and enduring touchpoint homeowners have with a lender. The...

Strong and timely claims recovery reduces advances and curtailments, lowers servicing costs, supports MSR value, and can be the difference between profit and loss, especially on FHA/VA/USDA...

New Redfin data showed that active listings of homes for sale fell month-over-month in August. This represents the largest seasonally adjusted decline since June 2023, as sluggish demand continues...

The “Strengthening Housing Supply Act” would authorize the use of Community Development Block Grant funds to support the development of affordable housing and establish a maximum limit for...

New MBA data revealed that home purchase applications to buy newly constructed properties remained higher than last year, and although the monthly pace of applications slowed from July, Joel Kan,...

In a regulatory filing, Freddie Mac made clear that Michael Hutchins’ status as interim CEO and President of the GSE will continue until a successor is selected. The post Hutchins Agrees to Extend...

MortgagePoint’s quarterly Q&A feature with Freedom Mortgage CEO Stanley C. Middleman answering five topical questions. For this installment, Middleman discusses the evolving mortgage servicing...