The Community Reinvestment Act (CRA) was passed in 1977 to fight explicitly racist redlining policies, and requires federal bank regulators—the Office of the Comptroller of the Currency, the Federal Reserve, and the Federal Deposit Insurance Corporation—to evaluate the performance of banks and thrifts to determine how well each meets “the credit needs of its entire ...
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According to a recent LendingTree study, if American homeowners refinance their properties at the best rate available, they may be able to save over $50,000 on their current mortgage. The post...
A new Redfin survey revealed that some Americans are less likely to make a major purchase overall due to the government shutdown, with many delaying their homebuying journey, as nearly half of...
The compliance extension covers FHA-insured multifamily housing and other federally supported programs as HUD reviews nearly 100 public comments on its energy code adoption. The post HUD Extends...
Industry leaders and economists warn that President Trump’s proposed 50-year mortgage could saddle borrowers with lifetime debt, higher interest costs, and delayed home equity growth. The post...
More than 45 House Republicans joined major insurance associations in urging FHFA Director William Pulte to withdraw new guidance restricting Actual Cash Value homeowners’ policies for federally...
Despite a slight decline in U.S. mortgage rates, a new Redfin report showed that homes are selling at the slowest pace for this time of year since 2019—representing the smallest increase in four...
“Commercial and multifamily borrowing has now increased for five straight quarters on both a quarterly and annual basis,” said Reggie Booker, MBA’s Associate VP of Commercial/Multifamily...
New data from Realtor.com showed that Miami, New York, and Los Angeles lead in interest migration as Canada remains the top source of international traffic despite a declining share. The post...
The Affordable Housing Program grants will fund 53 projects and more than 3,700 homes across Texas, Louisiana, Arkansas, Mississippi, Colorado, and New Mexico. The post FHLB Dallas Awards $73.5M...
A new Redfin analysis finds that for the first time since 2019, more Americans are fleeing high-flood-risk areas than moving in, driven by soaring insurance rates, rising home costs, and climate...
By lowering affordable housing targets for Fannie Mae and Freddie Mac, the FHFA could block as many as 177,000 families from achieving homeownership, advocates say. The post Consumer, Civil Rights...
Upon completion of the sale, MCS will continue to operate the MCS Commercial, MCS Residential, and MCS Government Services businesses, along with the associated sub brands of each of those...
Despite the downgrade, Fannie Mae’s stock gained slightly this week as the GSE navigates CEO turnover, workforce reductions, and questions over its long-term structure. The post Zacks Downgrades...
Realtor.com’s half-century housing study shows how the tech revolution reshaped U.S. housing, creating million-dollar coastal markets and leaving former factory towns behind. The post 50 Years of...
As key inflation reports remain delayed, Goolsbee warns that the Fed should move carefully on rate cuts until the economic picture becomes clearer. The post Chicago Fed’s Goolsbee Signals...
A new Redfin report showed that as more homeowners list and properties remain on the market, the pool of current inventory is growing; however, in an effort to reduce inventory, some builders are...
Despite widespread gains, ATTOM’s latest data reveals that lower-priced Opportunity Zones lagged behind, highlighting ongoing disparities in housing market recovery. The post Opportunity Zones...
September data shows luxury prices dipping slightly, and listings lingering longer on the market, signaling a gradual normalization after years of record-breaking activity. The post Luxury Housing...
With reserves at $2.8 trillion and balance sheet runoff ending, the Fed’s $125 billion injection marks a turning point in its tightening cycle. The post Fed Injects $125B Into Banking System as...
The New York Fed reports that household debt increased by $197 billion in Q3 2025, even as delinquency rates held steady thanks to strong home equity and disciplined lending. The post U.S....
