"Conscious of changing mortgage rates, home buyers are taking advantage of any rate declines," said NAR Chief Economist Lawrence Yun.
Most Recent Articles
Housing Supply Stiffens as New Listings Experience Sharpest Decline in Two Years
With the Christmas season underway, prospective homebuyers and sellers are pulling back from the housing market, reflecting a decline in both new listings and pending sales nationwide. The post...
Freddie Mac Names Kenny M. Smith as its New CEO
Michael Hutchins, who has served as interim CEO at Freddie Mac, will continue as the company's president. The post Freddie Mac Names Kenny M. Smith as its New CEO first appeared on The MortgagePoint.
Rural Vacation Regions Experience Swift Rise in Home Prices
According to a recent study from Harvard's Joint Center for Housing Studies, home prices in the U.S. increased at a never-before-seen rate after the pandemic began, with previous research...
Gen Z Buyers Propel 27% Surge in VA Loan Program
A new analysis from Veterans United Home Loans shows that the VA loan program rebounded nicely in Fiscal Year 2025 by reversing last year's slowdown. The post Gen Z Buyers Propel 27% Surge in VA...
Fannie Mae, Freddie Mac Reportedly Bulking Up Their Balance Sheets
The government-sponsored enterprises have boosted their retained portfolios by more than 25% in the five-month period through October. It happened as the enterprises prepare ahead of a potential...
VRM Mortgage Services Promotes Industry Vet to Interim COO
Following the passing of former EVP and COO Dr. Cheryl Travis-Johnson, VRM Mortgage Services has appointed Tiffany Fletcher, longtime SVP of Compliance as Interim COO. The post VRM Mortgage...
Fed Policy Makers Remain Divided on Where Rates Should Head
Three members of the Federal Reserve's policy committee talked about interest rates last week and, unsurprisingly, they had three different opinions about where interest rates should go. The post...
Mortgage Lock-In Effect Leaves Homeowners Trapped as Payments Jump
New Realtor.com data has shown that ultra-low mortgage rates from 2020–2021 continue to discourage home sales as the cost of moving climbs sharply. The post Mortgage Lock-In Effect Leaves...
Adaptive Reuse for Apartments, Hotels Surges to New Record
According to recent RentCafe research, adaptive reuse projects are expanding at an unprecedented rate as the number of apartments from converted buildings increased after experiencing modest rises...
Fannie Mae Moving San Francisco Office to Alabama
Officials at Fannie Mae said that it would be relocating its San Francisco office to Birmingham next year. Here’s what factors they say are behind the change. The post Fannie Mae Moving San...
Redfin Finds Climate-Risk Views Spike After Wildfires, Hurricanes
The urgency for disaster information is fleeting, Redfin said, likely because humans have a short memory span when it comes to natural disasters. The post Redfin Finds Climate-Risk Views Spike...
Fed Reappoints All Regional Bank Presidents After Bessent Signals Changes
The presidents of the 12 regional Federal Reserve banks across the country wield nearly as much influence over interest rates as permanent Fed governors. Treasury Secretary Scott Bessent earlier...
Housing Market Forecast Hints at More Balance, Inventory Recovery in 2026
Realtor.com data anticipates a more stable housing market next year, with slowing price growth, rate relief providing more breathing room, and a bump in negotiating power for buyers. The post...
Q3 Home-Flipping Trends, Rates & ROI Profits
According to ATTOM's Q3 2025 U.S. Home Flipping Report, with profits down and timelines up, investors face a dramatically altered flipping landscape compared with the boom years. The post...
Cotality Examines National Mortgage Delinquency Rate
While overall delinquencies remain low by historical standards, foreclosure increases in nearly 40% of metros signal growing strain, according to the latest report. The post Cotality Examines...
Could Assumable Mortgages Help Stimulate the Housing Market?
The Urban Institute listed four reasons why assumable mortgages, which allow a homebuyer to assume a seller's low-interest balance, might not help alleviate housing supply concerns. The post...
Powell: Rate Cuts Won’t Make Big Difference as Housing Sector Struggles
Federal Reserve Chair Jerome Powell has tempered expectations for the recent rate cut's impact, warning that the housing sector's struggles likely will continue. The post Powell: Rate Cuts Won’t...
U.S. Housing Markets Projected to Steady in 2026
With affordability still topping the list of priorities for homebuyers, Realtor.com research reports that buyers still prefer value hubs such as those found in the Northeast and Midwest. The post...
Insurance Gaps Pose a Problem for Renters at Risk of Climate Disasters
According to a recent report by Harvard's Joint Center for Housing Studies, renters may be financially and physically vulnerable in the event of a disaster due to gaps in government disaster...
Fed Rate Cut Could Make Mortgages, Refinancing More Affordable
The rate announcement doesn't guarantee an immediate impact, as many lenders anticipated the cut and already have adjusted their rate sheets. The post Fed Rate Cut Could Make Mortgages,...