Looking at Black immigration and homeownership nationwide, a new study from the Joint Center of Housing Studies revealed that in many states, immigrants make up high shares of all Black households.
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Worlds Apart: A Tale of Two Numbers
According to the Ludwig Institute for Shared Economic Prosperity, traditional jobless reports may mask a harsher truth: could many more Americans than expected be stuck in survival mode? The post...
Where Are Households Most Impacted by the SALT Cap Increase?
A new study examines typical homeowner savings due to the state and local tax (SALT) deduction cap after passage of President Trump's One Big Beautiful Bill Act. The post Where Are Households Most...
Report: ‘Best Week to Buy’ Draws Near
According to the Realtor.com 2025 Best Time to Buy Report, one particular week will be the year's "sweet spot" for home shoppers, as buyers may see more active listings than at the start of the...
Paying Homage to a Lasting Legacy
At the upcoming Five Star Conference in Dallas, the Laurie A. Maggiano Legacy Award will recognize the individual who has left an indelible impact on the industry over the course of their careers,...
Home Purchase & Refi Demand Rises: More Leeway for Buyers and Owners
According to data from the MBA’s Mortgage Applications Survey, homebuyers and existing owners may finally catch a break: lower rates, eased standards and more lender willingness are creating...
Fed Slashes Rates for First Time in 2025
Amid pressure from the Trump administration and for the first time since December 2024, the Federal Reserve has lowered its benchmark interest rate by 0.25 percentage points at the conclusion of...
New Bill Empowers HUD to Strengthen Manufactured Housing Standards
The Streamlining Manufactured Housing Standards Act seeks to lower housing costs by streamlining HUD's regulation of quality, affordable homes in communities that need them most. The post New Bill...
Renters Move Toward Better Affordability as Prices Ease
August saw the first month-over-month rent price decline since March 2025 and the 25th consecutive month of year-over-year decreases, as "rental declines across the majority of markets in...
Appeals Court Blocks Trump From Firing Fed Governor Lisa Cook
The D.C. Circuit appeals court rejected President Trump’s attempts to remove Cook, citing lack of “for-cause” trigger and denying due process. The ruling will allow Cook to remain in place through...
Five Star to Honor Those Forging Impactful Partnerships
Meet the five finalists for Five Star’s Industry Partner Impact Award—tech providers, legal firms, and vendors—who have made a significant impact on the mortgage and housing sectors. The post Five...
New Fed Governor Stephen Miran Joins Board Ahead of Key Interest Rate Decision
After the U.S. Senate confirmed Dr. Miran as a member of the Board of Governors of the Federal Reserve System on Monday, he took the oath of office Tuesday, just in time to vote on the direction...
Congressional Real Estate Caucus Unveils Housing Affordability Measure
The bipartisan bill seeks to solve the housing affordability crisis by establishing an interagency task force dedicated to lowering mortgage costs, reducing regulatory hurdles, and improving...
Recognizing the Public Sector Trailblazers Supporting Homeownership
The five female finalists for Five Star’s Public Sector Champion Award represent government agencies and GSEs whose work has impacted and strengthened the stability of the U.S. housing market. The...
Cooling Home Prices Stalls Economic Growth
Moderate price increases are being offset by rising costs, high interest rates, and stretched affordability, limiting actual gains in housing wealth, with Dr. Selma Hepp, Cotality’s Chief...
Mortgage Credit Availability Shows Signs of Improvement
With overall mortgage credit availability rising and conforming loans easing, some mortgage types are becoming less restrictive, but supply remains tight amid economic caution. The post Mortgage...
New Legislation Seeks to Expand Mortgage Access for Crypto Investors
The American Homeowner Crypto Modernization Act of 2025 would require HUD, the USDA, VA, and FHFA to update their underwriting guidelines, systems, and standards to ensure assets held in brokerage...
More Consumers Are Self-Reporting Rent Payments
After a new FHFA policy made it easier for rent payments to help consumers qualify for mortgages, the number of consumers whose rent payments are being reported to credit reporting agencies is...
Pace of New Apartment Rentals Improves
With affordability still a concern amongst the homebuying public, the rental market continues to flourish, as nearly half the apartments built in the first quarter were snapped up by renters. The...
Could Homeowners Insurance Become the Next Housing Crisis?
According to a new Realtor.com report, a majority of the recent and prospective homebuyers surveyed cited concerns about obtaining or renewing homeowners' insurance. The post Could Homeowners...
Recognizing Mortgage Visionaries at Five Star Conference
Meet the finalists for Five Star’s Mortgage Visionary Award, recognizing those female mortgage professionals who have demonstrated inspirational leadership, and have shaped lending practices or...