Homeownership Beats Renting in Most Counties, But Rising Prices Complicate the Math
ATTOM data shows buying is typically the more affordable long-term option across much of the country, even as home prices rise faster than rents in most markets, raising the financial barrier to...
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Office Space Conversions On the Rise in Effort to Expand Housing
Just a short walk from the Dupont Circle Metro station in Washington, D.C., space that was previously used as offices is being transformed into residential units. Mayor Muriel Bowser has stated...
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Responsible Use of AI in Mortgage Servicing, Part 3
As artificial intelligence reshapes the servicing lifecycle, executives must balance innovation with governance, compliance, and transparency to deliver efficiency gains without eroding borrower...
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December Pending Home Sales Slide Despite Earlier Signs of Recovery
After several months of improving contract activity, pending home sales reversed course in December, signaling continued fragility in the housing market as inventory fell to the lowest level of...
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Trump Pushes Back on 401(k) Down Payment Plan Floated by Top Adviser
President Trump said late Thursday he does not support his administration’s proposal to allow people to tap into their 401(k)s to secure down payments for homes, stating, “one of the reasons I...
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President Trump Sues Jamie Dimon, JPMorgan Chase Alleging ‘Political’ Debanking
President Trump has filed a $5 billion lawsuit against JPMorgan Chase and CEO Jamie Dimon, alleging the bank closed his accounts in 2021 for political reasons—claims the bank denies, citing...
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America’s Housing Crisis Is Pushing Families Toward Riskier Places to Live
As housing costs soar in safer regions, millions of Americans are moving to more affordable, but more climate-vulnerable areas, turning affordability into a safety tradeoff.
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Despite More Legalized Housing, Sticky Tax Policies Still Hurt Builders and Buyers
Cities and states have passed roughly 225 pro-housing bills since 2023, a simple idea to encourage more housing with the promise that more supply will follow. That promise has hit a wall.
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Down Payments: Here’s How Much Cash Homebuyers Need in Every State
A new LendingTree study reveals that median down payments are rising faster than incomes, now accounting for larger shares of both loan amounts and borrowers’
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Trump Signals He May Have a Favorite to Replace Powell as Fed Chair
President Donald Trump said on during an interview on CNBC Wednesday that he is nearing the end of a search to replace Federal Reserve Chair Jerome Powell and hinted he has his candidate in...
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FHLBank System Promotes Housing and Community Development Lending
According to a new study from Urban Institute, FHLBank provides liquidity to 6,500 member banks, credit unions, insurance companies, and community development financial institutions.
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Zillow Reveals 2026’s Hottest U.S. Markets
A new Zillow report predicts the hottest housing markets of 2026, expecting a few price cuts, fast-moving listings, and strong price growth.
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Buyers Get a Boost: Home Sellers Exceed Buyers by a Historic Margin
A widening imbalance between home sellers and buyers has pushed the U.S. housing market further into buyer’s-market territory, with Redfin reporting the largest seller surplus on record as high...
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Trump Tells Davos, ‘America Will Not Become a Nation of Renters’
The President's speech at Davos did not include many of the proposals on affordability he previously touted and that many observers believed he would include.
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A Year After L.A. Wildfires, Home Values Are Still Struggling to Recover
New housing data shows billions in lost property value across Pacific Palisades and Altadena, as rebuilding moves slowly and many residents remain displaced.
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Executive Order Focuses on Investors’ Single-Family Homes Purchases
President Trump has directed federal agencies to curb large institutional investors’ access to single-family homes financed through government-backed mortgages, positioning the move as part of a...
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Rate Cuts Likely in 2026, But Mortgage Relief May Be Limited
While Bankrate expects additional Fed rate cuts this year, analysts caution that mortgage rates may not fall in lockstep if investors grow concerned about inflation risks, economic weakness, or...
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Which Southern Metroplex Earns the Title of Fastest Growing?
These Texas regions have once again topped the U-Haul Growth Index, mirroring their 2024 achievements with the largest net increases of one-way customers in 2025.
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Mortgage Swappers Impacting Nationwide Lock-In Effect
In the latter half of 2025, the U.S. housing market experienced a turning point, as the proportion of homeowners with mortgages over 6% exceeded that of those with rates under 3%, indicating a...
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Harvard Study: Federal Assistance Is Preventing a Deeper Housing Affordability Crisis
As rent consumes more household income, programs such as SNAP and Medicaid are helping millions of renters survive, but looming cuts could deepen the strain.
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