The House Financial Services Committee hosted a panel featuring Edward J. DeMarco of the Housing Policy Council and NAR President Kenny Parcell discussing loan-level price adjustments used by Fannie Mae and Freddie Mac and their impact on the mortgage marketplace.
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Urban Institute: Assumable Mortgages Unlikely to Stimulate the Housing Market
The Urban Institute listed four reasons why assumable mortgages that allow a homebuyer to assume a seller's low-interest balance might not help alleviate housing supply concerns. The post Urban...
Powell: Rate Cuts Won’t Make Big Difference as Housing Sector Struggles
Federal Reserve Chair Jerome Powell has tempered expectations for a rate cut's impact, warning that the housing sector's struggles likely will continue. The post Powell: Rate Cuts Won’t Make Big...
U.S. Housing Markets Projected to Steady in 2026
With affordability still topping the list of priorities for homebuyers, Realtor.com research reports that buyers still prefer value hubs such as those found in the Northeast and Midwest. The post...
Insurance Gaps Pose a Problem for Renters at Risk of Climate Disasters
According to a recent report by Harvard's Joint Center for Housing Studies, renters may be financially and physically vulnerable in the event of a disaster due to gaps in government disaster...
Fed Rate Cut Could Make Mortgages, Refinancing More Affordable
The rate announcement doesn't guarantee an immediate impact, as many lenders anticipated the cut and already have adjusted their rate sheets. The post Fed Rate Cut Could Make Mortgages,...
Op-Ed: Research Quantifies Billions in Economic Value Delivered by Federal Home Loan Banks
Ryan Donovan, President and CEO for the Council of Federal Home Loan Banks, discusses how the FHLBanks’ liquidity backstop reduces systemic stress, strengthens local lenders, and fuels...
Bessent Proposes Major Overhaul of FSOC
Bessent's proposals push for looser regulation and a freer approach for the Financial Stability Oversight Council, a switch from its current focus on tightening regulations and oversight. The post...
Demand for FHA Loans Ticks Up Alongside Refi Applications
Many Americans who own their properties are looking for the best rates and any savings they can get, a new CNBC report revealed, as refinance demand for FHA loans jumped last week, providing an...
Hopeful Homebuyers Facing Homeownership Hurdles
Millions of Americans are experiencing homebuying woes, as there a limited number of homes they can afford and too much competition for the ones that are in their price range, according to a new...
Fed Committee Votes to Lower Interest Rates a Quarter Point
The Open Market Committee vote carried caution flags about where policy is headed and featured “no” votes from three members, something that hasn’t happened since September 2019. The post Fed...
Over the Next Two Years, Homeowners Could Experience Rise in Insurance Costs
Real estate analytics firm Cotality has projected that the average homeowner insurance premium is expected to rise 8% in 2026, with another 8% in 2027. The post Over the Next Two Years, Homeowners...
Milliman Acquires MorVest Capital to Expand Leadership in Mortgage Sector, MSR Analytics
The strategic acquisition reinforces Milliman's commitment to delivering comprehensive analytical solutions to the mortgage sector and expands its capabilities with MSR valuation, financing,...
FHFA Announces Deemed-Issuance Ratio for 2026
The deemed-issuance ratio is used for diversification reporting on the bonds ultimately delivered to the buyer until the bonds have been disposed of. The post FHFA Announces Deemed-Issuance Ratio...
October’s Housing Market: Sales and Listings Stagnant
October data shows minimal movement across sales, listings, and price growth, signaling a stagnating market as buyers and sellers remain sidelined. The post October’s Housing Market: Sales and...
CRE Deal Volume Falls for First Time in Nearly Two Years
Monthly data provided by Moody's as a media exclusive to CNBC's Property Plan, showed that October was the first month of negative year-over-year transaction volume growth since the post-Fed rate...
Foreclosures Keep Rising Nationwide as Market ‘Normalizes’
ATTOM's report noted that nationwide, one in every 3,992 housing units had a foreclosure filing in November. Despite national increases, markets like Boston, Miami, and Sacramento saw fewer...
C3 Index: Consumer Lenders Turn Optimistic Despite a Challenging Q3
More members reported that business conditions worsened than reported they improved, AFSA said. Still, there's optimism in the report for the future. The post C3 Index: Consumer Lenders Turn...
HUD Temporarily Pauses Homelessness Funding Overhaul Ahead of Court Hearing
HUD withdrew the notice of funding opportunity about 90 minutes before a Monday afternoon court hearing regarding two lawsuits challenging the agency’s recent changes to the Continuum of Care...
Nearly Half of U.S. Renters Anticipate Buying a Home Within Four Years
A new study from Experian says that almost half of renters believe they will be ready to buy a home in the next four years. The post Nearly Half of U.S. Renters Anticipate Buying a Home Within...
U.S. Home Prices Continued Slow, Steady Rise This Fall
A small monthly uptick and fewer metro-area declines point to a stabilizing market, though demand remains weak and affordability tight. The post U.S. Home Prices Continued Slow, Steady Rise This...