The House Financial Services Committee hosted a panel featuring Edward J. DeMarco of the Housing Policy Council and NAR President Kenny Parcell discussing loan-level price adjustments used by Fannie Mae and Freddie Mac and their impact on the mortgage marketplace.
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Budget Office Anticipating Rate Cut by the Fed in 2026
The nonpartisan Congressional Budget Office released a new statement on Thursday, predicting that the Federal Reserve will lower short-term rates in 2026 and will settle its benchmark interest...
Responsible Use of AI in Mortgage Servicing
In the first of a three-part series, the Mortgage Servicing Executive Alliance examines how servicers can deploy artificial intelligence to drive efficiency and borrower engagement while managing...
Outgoing Fed Governor Weighs in on 2026 Rate Cuts
Stephen Miran, whose term ends this month, told Bloomberg Television's Surveillance program that Fed officials had room to further reduce rates, given his opinion that underlying inflation was...
President Trump Orders $200B Bond Purchase in Bid to Lower Mortgage Rates
The president suggested the Fannie Mae and Freddie Mac purchase would reduce borrowing costs, but analysts warn benefits may be short-lived. The post President Trump Orders $200B Bond Purchase in...
U.S. Housing Demand Softens Amid Rising Inventories
Active listings climbed year-over-year in December, but weak buyer demand, slower sales, and falling prices underscored the uneven and regionally divided housing market as 2025 came to a...
Americans Continue to Struggle with Housing Affordability
Despite modest declines in mortgage rates and quarter-over-quarter improvements in many markets, homeownership remained less affordable than historic norms in nearly every U.S. county in Q4...
Treasury Secretary: More Fed Rate Cuts are ‘Only Ingredient Missing’ for Stronger Economy
Scott Bessent said in a speech he delivered Thursday that the Trump administration is seeking lower interest rates because they are the key to the nation's future economic growth. The post...
Trump Floats Ban on Institutional Investors Buying Single-Family Homes
The president suggested large investors are crowding out homebuyers. However, the proposal sent housing stocks lower and drew mixed reactions from lawmakers and economists. The post Trump Floats...
First-Time Homebuyers Can Find the Best Bargains Here
To help young Americans looking for a place to settle down and find the best value in terms of cost, availability, amenities, and more, Realtor.com identified the top 10 markets for first-time...
FHLBanks Grant Millions to Affordable Housing Programs
"Our members are at the heart of their communities and work closely with nonprofits and developers who are expanding safe, stable and affordable housing opportunities," said Jeff Kuzbel, FHLBank...
CFPB Issues Final HPML Asset Exemption Threshold Adjustment
The CFPB said that Regulation Z generally requires creditors to maintain an escrow account for the payment of taxes and insurance on a first-lien higher-priced mortgage loan (HPML), but there are...
Report Identifies Top 10 Riskiest U.S. Housing Markets
ATTOM’s recently released Q3 2025 U.S. Housing Risk Report highlights county-level housing markets that were vulnerable to declines in Q3 2025, based on home affordability, equity levels, and...
First Federal Bank Acquires NOLA Lending Group, Fidelity Bank’s Mortgage Division
Louisiana-based NOLA Lending Group joins Florida-based First Federal Bank, which said the deal allows it to expand its retail mortgage services. The post First Federal Bank Acquires NOLA Lending...
FEMA Staff Bracing for Dismissal of 1,000 Disaster Workers
The New York Times reported documents indicate that the FEMA cuts would involve on-call employees who facilitate disaster recovery and emergency preparedness. The post FEMA Staff Bracing for...
Agents Chime in on Effects of Online Research
Over the past few years, there has been a significant movement in how buyers and sellers select real estate agents, which is changing what it takes to win business. Some 36% of sellers now locate...
Mortgage Rate Pressures Change the Math for Home Flippers
A new Realtor.com analysis shows flipped homes still attract buyers, but higher mortgage rates are forcing sellers to cut prices and accept slimmer margins. The post Mortgage Rate Pressures Change...
New York City’s New Mayor Launches Housing Affordability Push
Zohran Mamdani hit the ground running, signing three executive orders he said are designed to swiftly tackle the city's housing crisis. The post New York City’s New Mayor Launches Housing...
Minneapolis Fed President Suggests Interest Rate Cuts May Be Pausing
Neel Kashkari said in a CNBC interview he thinks the central bank is near the point at which it should stop lowering interest rates. Here’s how factors such as a slowing labor market and inflation...
Vacant Lots Surge After L.A. Wildfires as Investors Scoop Up Land
According to a Redfin study, real estate investors are buying roughly a significant portion of the land selling in areas impacted by the LA wildfires, with rebuilding delays, insurance gaps, and...
NAR Unveils Top 10 2026 Homebuying Hot Spots
The top 10 housing hot spots are markets that outperform the average market in the U.S. on at least five of 10 economic, demographic, and housing indicators; have populations over 250,000; and...