The House Financial Services Committee hosted a panel featuring Edward J. DeMarco of the Housing Policy Council and NAR President Kenny Parcell discussing loan-level price adjustments used by Fannie Mae and Freddie Mac and their impact on the mortgage marketplace.
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Report Reveals Which U.S. State Economies Are Nearing Recession
"State-level data makes it clear why the U.S. economy is on the edge of recession," wrote Mark Zandi, Chief Economist of Moody in a post on X. The post Report Reveals Which U.S. State Economies...
FHFA, Senate Democrats Clash Over Fannie and Freddie Transparency
Sen. Elizabeth Warren and colleagues urged details on possible GSE reprivatization, but FHFA Chair Pulte says the board is meeting regularly and exempt from disclosure rules. The post FHFA, Senate...
Mortgage Fraud Index Climbs for Second Straight Quarter
Mortgage fraud is on the rise, according to the Cotality Mortgage Application Fraud Risk Index. The index increased 6.1% from the second quarter of 2024 and was up 1.4% from the first quarter of...
Foreclosure Starts Tick Up, Delinquencies Steady in Latest FHFA Report
The Federal Finance Finance Agency (FHFA) reports that the Enterprises completed 17,929 foreclosure prevention actions in July 2025, according to FHFA’s latest data. July’s transactions bring the...
FOMC Expressed Concern About Housing, Economy Before Rate Cut
Federal Reserve Governors and other Federal Open Market Committee (FOMC) members discussed the weakness in housing, commercial real estate, and other markets before making their decision to...
Letitia James Indicted for Alleged Mortgage Fraud
New York Attorney General Letitia James has been indicted by a federal grand jury in Virginia on one account of bank fraud and one count of making a false statement to a financial institution. The...
GAO Warns FEMA Staffing Crisis Could Hamper U.S. Disaster Response
The Federal Emergency Management Agency (FEMA) is heading into the peak of hurricane season with fewer workers and leaders than in past years, according to a new report from the Government...
FDIC, OCC Issue Notice of Proposed Rulemaking on Reputational Risk
The Federal Deposit Insurance Corporation (FDIC) and the Office of the Comptroller of the Currency (OCC) are looking to codify the removal of reputational risk their supervisory programs, and to...
Foreclosure Activity Continues Slow Annual Climb
ATTOM's Q3 2025 U.S. Foreclosure Market Report has announced the share of U.S. homes that had foreclosure filings in the third quarter of 2025, showing decreases from the previous quarter and...
States Across the U.S. Pass Sweeping Housing Reforms in 2025
As reported by the Pew Charitable Trusts, in 2025, state legislatures across the country took major steps to make housing more available and affordable. From Texas to Washington to Montana,...
Pulte Says No Definitive Plans for Fannie, Freddie IPOs
Despite earlier speculation by the Wall Street Journal that initial public offerings were near, U.S. President Donald Trump is yet to decide on a plan to publicly relist mortgage giants Fannie Mae...
Fifth Third to Acquire Comerica, Creating Nation’s Ninth-Largest Bank
Fifth Third Bancorp (Nasdaq: FITB) will acquire Comerica Incorporated (NYSE: CMA) in an all-stock transaction valued at $10.9 billion. The combination will create the ninth-largest U.S. bank with...
Equifax Slashes VantageScore 4.0 Pricing to Undercut FICO
Equifax has slashed the price of its VantageScore 4.0 credit scores to $4.50 for the next two years (more than 50% below FICO’s rates) as the two credit scoring giants escalate their competition...
Jonathan McKernan Confirmed for Treasury Role
The New York Times and Law360 reported that President Trump will appoint Jonathan McKernan as the Undersecretary of Domestic Policy at the Treasury Department, rescinding his candidacy as the...
Metro Growth Threatened as Immigration Declines
With border encounters falling and fewer arrivals, many U.S. metro areas risk slower population growth, shrinking household demand, and weaker housing markets. The post Metro Growth Threatened as...
Housing Market Faces Strain Amid Federal Government Shutdown
The millions of civilian federal employees who may be furloughed or laid off and miss their paychecks, which could make it difficult for them to pay their rent and mortgage, are the most obvious...
Top Democrats File Brief to Block Trump’s CFPB Shutdown
Top Democrats are seeking judicial intervention to stop President Trump’s planned closure of the Consumer Financial Protection Bureau (CFPB). U.S. Senator Elizabeth Warren (D-Mass.), Rep. Maxine...
U.S. Considers IPO Path for Fannie Mae and Freddie Mac
The U.S. government is exploring initial public offerings (IPOs) for government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac, which have been under federal conservatorship since the...
What Americans Really Think About the Housing Market’s Future
Fannie Mae has published the results of its September 2025 National Housing Survey, which includes the Home Purchase Sentiment Index (HPSI), revealing consumer sentiment surrounding housing,...
Where Are the Top 10 Best Metros for First-Time Homebuyers?
The Midwest reigns supreme in Neighbors Bank’s analysis, revealing the best metros for first-time homebuyers in 2025, according to new data. The post Where Are the Top 10 Best Metros for...