How many years' worth of income do homebuyers across the globe need to afford a starter home? A new article revealed the amount required and in which countries beginning homes are affordable to buy—and where they're not.
Most Recent Articles
Office Conversions Hit Record High as Cities Embrace Adaptive Reuse
America’s adaptive reuse boom hit new heights in 2024, turning a record number of old buildings into apartments as demand for housing met a glut of underused properties. Nearly 25,000 apartments...
CFPB Reaffirms Federal Preemption of State Credit Reporting Laws
The Consumer Protection Financial Bureau (CFPB) has reaffirmed that the federal Fair Credit Reporting Act (FCRA) broadly preempts state laws related to credit reporting, restoring a national...
Consumers Split on Expected Fed Rate Cut as Borrowing Costs Stay High
Consumers have mixed reactions to tomorrow’s 25-basis point rate cut by the FOMC on Wednesday, according to a WalletHub survey. “Interest rates on financial products, from credit cards to car...
S&P Case-Shiller Index Shows Weakest Home Price Gains in Over Two Years
"August's data shows U.S. home prices continuing to slow," said Nicholas Godec, CFA, CAIA, CIPM, Head of Fixed Income Tradables & Commodities at S&P Dow Jones Indices. "This marks the weakest...
Mortgage Rates Hit 2025 Low, Offering Hope for a Sluggish Housing Market
Due to a decline in 10-year Treasury yields and heightened economic uncertainty brought on by the prolonged federal government shutdown, mortgage rates dropped to their lowest level in more than a...
Cash Buyers Call the Shots in the First Half of 2025
As homebuyers nationwide continue to navigate the U.S. housing market, Realtor.com’s new report on all-cash trends, “Cash Is King: Trends in All-Cash Home Sales,” has revealed the top six metros...
FOMC Likely to Deliver Back-to-Back Rate Cuts Amid Data Gaps, Market Pressure
A 25-basis point rate cut from the Federal Open Market Committee (FOMC)at Wednesday’s meeting, with the chances pegged at more than 95%, according to the CME FedWatch Tool and several economists....
Open Banking Debate Heats Up as CFPB Closes Comment Period on Section 1033
Cynthia Lummis (R-WY), Chair of the Senate Banking Subcommittee on Digital Assets Chair, is asking the Consumer Protection Financial Bureau (CFPB) to keep intact the agency’s “open banking” rule....
Fannie Mae Announces New Roles for Two Long-Time Industry Veterans
Mortgage giant Fannie Mae has announced the promotion of seasoned industry experts to lead the Single-Family business and General Counsel's office, who offer nearly 40 years of combined experience...
Mortgage Performance Remains Strong as FHA Foreclosures Edge Higher
After years of naturally low volumes, foreclosure activity is returning to normal ranges, according to ICE Mortgage Technology’s September 2025 First Look report—which revealed what type of loans...
Inflation Rate Hits 40-Year High, Affecting Americans Nationwide
“Inflation edged higher in September, just as the Federal Reserve prepares to lower interest rates again next week in an effort to support a cooling labor market," said Sam Williamson, Senior...
Homeowners May Be Forced to Let Go of Low Mortgage Rates, Whether They Want to or Not
According to recent data from Realtor.com, the "lock-in effect" may lessen over time when homeowners are forced to sell despite their extremely low mortgage rates due to life events including...
Are the First Brands and Tricolor Collapses a ‘Canary in the Coal Mine’?
Andrew Bailey, Governor of the Bank of England, has echoed JPMorgan Chase CEO Jamie Dimon’s earlier comments that the collapse of two US companies could be a sign of wider problems in the...
Report: Tens of Thousands of NYC Affordable Homes at Risk of Losing Protections
A new report from the Association for Neighborhood & Housing Development (ANHD) warns that New York City could see a major wave of affordable housing losses in the coming years as long-term...
How Many More Fed Rate Cuts Expected Amid Data Blackout?
While there is a general consensus that the Federal Reserve will cut interest rates at its October meeting, any move that it makes will be done without the insight from the government data it...
Distressed Property Volume Climbs as Investor Demand Softens
The nation’s distressed property market saw notable movement in Q3 2025, with foreclosure and REO auction activity hitting multi-quarter highs even as buyer engagement showed signs of cooling,...
Home Sales Rebound in September; Inventory Hits Five-Year High
Home prices rose for the 27th straight month while inventory hit a five-year high, signaling a stabilizing housing market, with Lawrence Yun, NAR Chief Economist, noting that "Improving housing...
Equity Levels Cool in Q3 With Underwater Properties on the Rise
After years of rapid equity growth, new data from ATTOM shows a gradual cooling across most states, with fewer homeowners sitting on deep equity. The post Equity Levels Cool in Q3 With Underwater...
How AI is Changing Mortgage Servicing
Artificial intelligence (AI) is no longer some far-off futuristic concept—it is already changing how we work in mortgage servicing. From an industry perspective, we are focused on the same goals:...
Climate Disasters Strain State FAIR Plans, Raising Questions About Insurance Reform
The state-created Fair Access to Insurance Requirements (FAIR) plan serves as insurance of last resort for some homeowners, but wildfires, floods, and severe storms are taking their toll not just...