Trump Thinks He Already Knows Choice for Next Fed Chair
Who will be the next chair of Federal Reserve? Bloomberg reported that President Trump said he thinks he’s identified his choice to replace the current Fed Chair, Jerome Powell. Bloomberg said the...
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More Low-Income Americans Live Paycheck to Paycheck
Lower-wage workers experienced strong wage growth during the pandemic and subsequent economic recovery, but that increase slowed sharply since late 2022.
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Trump Administration Nominates Levenbach to Lead CFPB
Office of Management and Budget official Stuart Levenbach has been nominated by the Trump administration to serve a five-year term as Director of the Consumer Financial Protection Bureau.
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Builder Mortgage Rate Buydowns Surge as Affordability Pressures Mount
According to an AEI report, new-home builders increasingly favor rate buydowns over price reductions, citing lower costs and risks tied to valuation.
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House Prices Accelerate for First Time in Almost a Year
The First American Data & Analytics HPI divides home price changes at the metro level into three price tiers.
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JPMorgan Chase, Fintechs Agree on Data Payments
The agreement ends a long-standing dispute over third-party data access, with JPMorgan securing payments while fintechs seek regulatory certainty.
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New Growth Ahead: Tapping Into Home Equity and Non-QM Synergies
With second-lien volumes at 17-year highs and non-QM sales projected to hit $100
billion, lenders are finding growth at the intersection of flexibility and borrower need.
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NPPC 25 Takes Center Stage in D.C.
The 21st annual National Property Preservation Conference gathered industry leaders, economists, and servicers to discuss AI adoption, affordability concerns, GSE reform, and technology shaping...
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Getting First-Time Homebuyers Into the Game
A new article authored by Matt Young, SVP of Sales at Enact Mortgage Insurance, details the complex process of buying your first home in this economic environment, as many first-time buyers feel...
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‘Portable Mortgage’ Proposal Gains Attention
With more than half of U.S. borrowers locked into sub-4% rates, policymakers say mortgage portability could potentially improve affordability and increase housing supply—but how would it work?
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New Research Links U.S. Fertility Decline to High Housing Costs
According to a recent research paper authored by Benjamin K. Couillard, one of the primary causes of declining birth rates within the U.S.—one of many countries with historically low figures—is...
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How Tough Conversations Help Loan Officers Reach Their Full Potential
Franco Terango of Certainty Home Lending discusses how delivering constructive feedback with empathy can turn independence into impact.
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Most Metro Areas Saw Home-Price Gains in Q3 Despite Sluggish Sales
NAR’s latest quarterly report shows a majority of metros posting year-over-year gains, even as sales lag, supply remains tight, and affordability lingers near record lows.
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Study: Mortgage Satisfaction Jumps as Originators Embrace High-Touch, Hybrid Service
Lenders have significantly altered their customer service practices, according to J.D. Power's 2025 U.S. Mortgage Origination Satisfaction Study, while new mortgage origination volumes are rising...
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Housing Supply Expands Again (But There’s a But)
Realtor.com data shows inventory rising across all major regions and metros, while soft demand, slower sales, and growing price cuts point to a housing market losing steam.
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Prospective Homebuyers Waiting for Lower Rates
Homes on the market that are selling are taking even more time to find buyers, who remain cautious about high housing costs and unstable economic conditions, according to recent Redfin...
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Executives Who Challenged Fannie Mae Data Sharing Forced Out, AP Says
The report details internal fallout at Fannie Mae, concerns over data-sharing, and escalating political criticism directed at FHFA Director Bill Pulte.
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Inside the Future of Mortgage Servicing
Join us for an exclusive webinar featuring Freedom Mortgage President of Residential Servicing David Sheeler, as he shares insights on leadership, loss mitigation, and preparing servicing teams...
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U.S. Home Supply Forecast to Increase Amid ‘Recovering Housing Market’
According to First American's latest 2025 forecast, "The 2025 housing market is poised to make strides forward—offering progress, but still far from perfection."
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Increasing Borrower Satisfaction Starts with Modernizing Servicing Communications
Patrick Kehoe, EVP of Product Management at Messagepoint, Inc., detailed his professional insight surrounding mortgage servicing, originations, borrower trends, and more after the release of J.D....
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