Housing Affordability and Driving Costs Collide as Consumer Habits Shift
A new Realtor.com report revealed that younger adults are delaying car ownership, homeownership, and driving less in general due to severe affordability pressure. Do trends suggest a less mobile...
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Foreclosures Tick Higher: Signs of Distress or Recalibration?
More than 367,000 U.S. properties saw foreclosure filings last year, marking a rise from 2024. But how will strong homeowner equity levels and more disciplined post-pandemic lending standards mean...
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Rep. Khanna Revives Bill Targeting Institutional Homebuyers After Trump Endorsement
The Stop Wall Street Landlords Act would strip tax benefits and restrict GSE-backed financing for large institutional buyers, as lawmakers from both parties shine more spotlight investor activity...
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Renting Is Cheaper Than Owning in Every Large U.S. Metro
A new LendingTree analysis shows that renters now pay significantly less per month than homeowners with a mortgage, underscoring how high home prices and elevated interest rates continue to tilt...
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Hassett’s Fed Chair Prospects Clouded After Trump Voices Doubts
President Trump has signaled hesitance about tapping his top economic adviser for the top job at the Fed, shaking up the contest over who will lead the central bank.
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Rent Declines Favor Higher Earners as Low-Income Renters Face Greater Pressure
While asking rents have declined nationally since 2023, higher-income renters have benefited most from recent price relief, according to Realtor.com.
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U.S. Home Insurance Gap Widens as Natural Disasters Expose Undercoverage
A growing number of homeowners are discovering that their insurance policies fall far short of rebuilding costs after natural disasters, according to a new Bloomberg report.
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Responsible Use of AI in Mortgage Servicing, Part 2
In the second of a three-part series, the Mortgage Servicing Executive Alliance examines where AI is being deployed across the servicing lifecycle, the operational and compliance risks that...
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Fed’s Kashkari Upbeat on 2026, Expects Inflation to Moderate
Federal Reserve Bank of Minneapolis President Neel Kashkari said the "U.S. economy is one of pretty good growth going forward."
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FHLB Dallas Announces 2026 Affordable Housing Advisory Council Appointments
The member-owned cooperative supports housing and community development by providing competitively priced loans and other credit products to about 800 members and associated institutions in...
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Hassett: Trump Plan Would let Homebuyers Tap 401(k)s for Down Payments
The National Economic Council Director told Fox Business that Trump will include it in his plans for housing affordability that he will expand upon at the World Economic Forum in Davos,...
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Nobel Laureate Economist Offers Insights on U.S. Affordability
President Donald Trump has outlined plans to address everything from energy costs to credit card debt to mortgage rates. However, economist Paul Krugman believes those alternatives are...
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Housing Affordability Improves as Income Growth Outpaces Home Price Gains
Although housing inventory has increased and homebuyers now have more options than they did a year ago, mortgage rate lock-ins and continued uncertainty will likely limit growth in existing-home...
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Experts: How Will Trump’s $200B Mortgage Buying Spree Impact Rates?
While the move may modestly tighten spreads, experts said broader forces such as inflation, Federal Reserve policy, and global risk will continue to dominate rate movements.
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FHFA Director Admonishes Homebuilders Against Stock Buybacks
Bill Pulte says homebuilders should spend funds to assist consumers, perhaps by lowering home prices.
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Housing Expert: Pre-pandemic Home Prices May Never Return in America
We've been told for years that housing affordability eventually would "normalize," but an industry expert says the numbers indicate that might not happen.
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Consumer Anxiety Over Spending, Debt, Job Security Clouds Housing Outlook
According to a recent Bright MLS survey, rising consumer anxiety over spending, job security, and debt persists in 2026, and reveals which U.S. households report the highest levels of stress.
The...
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Agency, GSE Portfolios Lead Q3 Growth in Commercial Mortgage Debt
Due to significant rises in multifamily lending, commercial and multifamily mortgage debt continued to grow during Q3 of last year. Reggie Booker, MBA’s AVP of Commercial Research, reported that,...
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CFPB, DOJ Withdraw Fair Lending Guidance for Noncitizen Borrowers
The CFPB and the Department of Justice said they withdrew the joint statement to avoid any conflict with the express language of the Equal Credit Opportunity Act and its implementing regulation,...
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Ackman: Prepayment Penalties on Fannie, Freddie Mortgages Could Lower Rates
Pershing Square Chief Investor Bill Ackman called for President Trump and Treasury Secretary Scott Bessent's intervention to aid investors in mortgage-backed securities.
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