The Mortgage Bankers Association (MBA) has launched a new affordability index aiming to measure how new mortgage payments vary across time relative to their income. The new monthly index, called the Purchase Applications Payment Index (PAPI), is used because an index can simplify the measurement of changes in the underlying data series over time. While ...
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Federal Home Loan Banks are expanding mortgage liquidity and community lending through $14.6 billion in 2024 acquisitions, with Acquired Member Asset (AMA) Programs at the forefront of recent...
Foreclosure activity continued its steady upward trend in October, the eighth straight month of year-over-year increases, as foreclosure starts and completed foreclosures were up significantly...
At a time when President Donald Trump is attempting to increase authority over the central bank, Raphael Bostic, President of the Federal Reserve Bank of Atlanta, will retire at the end of his...
Research from the Atlanta Fed explores how long-term Treasury yields, not Fed policy, are the key drivers behind today’s stubbornly high mortgage rates. The post Fed Cuts, Higher Mortgage Rates:...
Safeguard Properties’ annual National Property Preservation Conference returns November 17–19, bringing together servicers, regulators, tech innovators, and field services leaders for three days...
Rising unemployment and limited housing support are leaving millions of Americans priced out of homes and living with family, according to new data from the Harvard Joint Center for Housing...
Fannie Mae’s latest updates shift focus from credit scores to a comprehensive evaluation of borrower risk factors, while offering enforcement relief for certain undisclosed non-mortgage debt. The...
The greatest days of the year to buy a home are highlighted in ATTOM's annual report, and according to the survey, two late-year months feature the lowest premiums for buyers and the best overall...
Freedom Mortgage CEO Stan Middleman sees opportunity ahead if the industry can shake off complacency, manage risk, and prepare for AI’s deflationary impact on jobs and rates. The post Sidebar With...
Even as national affordability inches upward, a new report reveals how unevenly housing burdens are felt across various U.S. cities. The post Where Are America’s Most House-Poor Cities? first...
In this installment of Counsel’s Corner, Anna Lin reflects on her rise from law student to firm president, her philosophy of gratitude and authenticity, and what it takes to thrive in New York’s...
A new study from First American revealed that equity gains are continuing to build long-term wealth, even as many U.S. households weigh whether to rent or buy. The post Homeownership Still Pays...
While markets once anticipated another rate cut in December, shifting data, a prolonged government shutdown, and mixed Fed messaging have shaken that confidence. The post Fed’s December Rate Cut...
According to a recent LendingTree study, if American homeowners refinance their properties at the best rate available, they may be able to save more than $50,000 on their current mortgage. The...
A new Redfin survey revealed that Americans are less likely to make a major purchase due to the government shutdown, with many reporting the shutdown has had a negative impact on their life. The...
The compliance extension covers FHA-insured multifamily housing and other federally supported programs as HUD reviews nearly 100 public comments on its energy code adoption. The post HUD Extends...
Industry leaders and economists warn that President Trump’s proposed 50-year mortgage could saddle borrowers with lifetime debt, higher interest costs, and delayed home equity growth. The post...
More than 45 House Republicans joined major insurance associations in urging FHFA Director William Pulte to withdraw new guidance restricting Actual Cash Value homeowners’ policies for federally...
Despite a slight decline in U.S. mortgage rates, a new Redfin report showed that homes are selling at the slowest pace for this time of year since 2019—representing the smallest increase in four...
“Commercial and multifamily borrowing has now increased for five straight quarters on both a quarterly and annual basis,” said Reggie Booker, MBA’s Associate VP of Commercial/Multifamily...
