“Incoming data shows that the construction of new homes rebounded in September, but as rates keep rising, home builders appear to be losing confidence,” said Freddie Mac Chief Economist Sam Khater. Check out the data and further insights after the link.
Most Recent Articles
Builder Mortgage Rate Buydowns Surge as Affordability Pressures Mount
According to an AEI report, new-home builders increasingly favor rate buydowns over price reductions, citing lower costs and risks tied to valuation. The post Builder Mortgage Rate Buydowns Surge...
House Prices Accelerate for First Time in Almost a Year
The First American Data & Analytics HPI divides home price changes at the metro level into three price tiers. The post House Prices Accelerate for First Time in Almost a Year first appeared on The...
JPMorgan Chase, Fintechs Agree on Data Payments
The agreement ends a long-standing dispute over third-party data access, with JPMorgan securing payments while fintechs seek regulatory certainty. The post JPMorgan Chase, Fintechs Agree on Data...
New Growth Ahead: Tapping Into Home Equity and Non-QM Synergies
With second-lien volumes at 17-year highs and non-QM sales projected to hit $100 billion, lenders are finding growth at the intersection of flexibility and borrower need. The post New Growth...
NPPC 25 Takes Center Stage in D.C.
The 21st annual National Property Preservation Conference gathered industry leaders, economists, and servicers to discuss AI adoption, affordability concerns, GSE reform, and technology shaping...
Getting First-Time Homebuyers Into the Game
A new article authored by Matt Young, SVP of Sales at Enact Mortgage Insurance, details the complex process of buying your first home in this economic environment, as many first-time buyers feel...
‘Portable Mortgage’ Proposal Gains Attention
With more than half of U.S. borrowers locked into sub-4% rates, policymakers say mortgage portability could potentially improve affordability and increase housing supply—but how would it work? The...
New Research Links U.S. Fertility Decline to High Housing Costs
According to a recent research paper authored by Benjamin K. Couillard, one of the primary causes of declining birth rates within the U.S.—one of many countries with historically low figures—is...
How Tough Conversations Help Loan Officers Reach Their Full Potential
Franco Terango of Certainty Home Lending discusses how delivering constructive feedback with empathy can turn independence into impact. The post How Tough Conversations Help Loan Officers Reach...
Most Metro Areas Saw Home-Price Gains in Q3 Despite Sluggish Sales
NAR’s latest quarterly report shows a majority of metros posting year-over-year gains, even as sales lag, supply remains tight, and affordability lingers near record lows. The post Most Metro...
Study: Mortgage Satisfaction Jumps as Originators Embrace High-Touch, Hybrid Service
Lenders have significantly altered their customer service practices, according to J.D. Power's 2025 U.S. Mortgage Origination Satisfaction Study, while new mortgage origination volumes are rising...
Housing Supply Expands Again (But There’s a But)
Realtor.com data shows inventory rising across all major regions and metros, while soft demand, slower sales, and growing price cuts point to a housing market losing steam. The post Housing Supply...
Prospective Homebuyers Waiting for Lower Rates
Homes on the market that are selling are taking even more time to find buyers, who remain cautious about high housing costs and unstable economic conditions, according to recent Redfin...
Executives Who Challenged Fannie Mae Data Sharing Forced Out, AP Says
The report details internal fallout at Fannie Mae, concerns over data-sharing, and escalating political criticism directed at FHFA Director Bill Pulte. The post Executives Who Challenged Fannie...
Inside the Future of Mortgage Servicing
Join us for an exclusive webinar featuring Freedom Mortgage President of Residential Servicing David Sheeler, as he shares insights on leadership, loss mitigation, and preparing servicing teams...
U.S. Home Supply Forecast to Increase Amid ‘Recovering Housing Market’
According to First American's latest 2025 forecast, "The 2025 housing market is poised to make strides forward—offering progress, but still far from perfection." The post U.S. Home Supply Forecast...
Increasing Borrower Satisfaction Starts with Modernizing Servicing Communications
Patrick Kehoe, EVP of Product Management at Messagepoint, Inc., detailed his professional insight surrounding mortgage servicing, originations, borrower trends, and more after the release of J.D....
FHLBanks Drive Liquidity and Affordability With Surge in AMA Mortgage Purchases
Federal Home Loan Banks are expanding mortgage liquidity and community lending through $14.6 billion in 2024 acquisitions, with Acquired Member Asset (AMA) Programs at the forefront of recent...
U.S. Foreclosures Continue Gradual Climb Amid Higher Housing Costs
Foreclosure activity continued its steady upward trend in October, the eighth straight month of year-over-year increases, as foreclosure starts and completed foreclosures were up significantly...
Bostic to Retire as Fed Committee Seat Set to Open
At a time when President Donald Trump is attempting to increase authority over the central bank, Raphael Bostic, President of the Federal Reserve Bank of Atlanta, will retire at the end of his...