After weeks of trending downward, mortgage rates began to climb this week with more finding it difficult to find a home amid a nationwide shortage in supply.
The post Mortgage Rates Reverse Course appeared first on theMReport.com.
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Insurance Premium Hikes Drag Down Housing Affordability
"In some cases, homeowners are now spending more than half of their monthly mortgage payment on insurance and taxes,” said Ben Madick, CEO and Co-Founder of Matic. “An increasing number of people...
Q2 Commercial/Multifamily Borrowing Surges YoY
"Commercial and multifamily borrowing gained significant momentum in the second quarter of 2025, with strong increases across most property types and capital sources," said Reggie Booker, MBA’s...
Trump Inching Closer Toward Fannie/Freddie Privatization?
President Trump has reportedly met with CEOs of some of the nation’s largest banks to discuss strategies for taking Fannie Mae and Freddie Mac public, and exploring ways in which these major...
New Bill Offers Relief to Homeowners After Natural Disasters
The Mortgage Relief for Disaster Survivors Act would grant homeowners in areas that have received disaster declarations from the President, Governors, or Tribal leaders 180 days of mortgage...
Sen. Gillibrand Leads Charge to Revive CFPB Funding
Following passage of President Trump’s One Big Beautiful Bill, New York Senator introduces legislation to restore CFPB funding to 12% of the Federal Reserve’s operating budget, ensuring the Bureau...
Mortgage App Payments Slip as Buyer Affordability Improves
"Affordability conditions improved in June, a positive sign for prospective homebuyers looking to take advantage of slightly lower mortgage rates and moderating home prices," said Edward Seiler,...
Are Homebuyers Gaining an Edge in the Market?
According to Redfin, some major markets are reporting a drop in home prices as supply exceeds demand in 14 of the 50 most populous U.S. metros. The post Are Homebuyers Gaining an Edge in the...
Nearly Half of All Residential Properties Considered Equity Rich in Q2
“With home prices at record highs, you’d expect to see owners enjoying more equity in their homes so it’s good to see equity-rich rates rebound after a few slower quarters,” said Rob Barber, CEO...
President Trump Signs VA Home Loan Program Reform Act Into Law
HR 1815 establishes a permanent partial claims program within the VA Home Loan Program, bringing the VA in line with other federal agencies and replacing the VA Servicer Purchasing Program (VASP)...
Senators Call for Deployment of Federal Funds to Community Lenders
Sens. Mike Crapo and Mark Warner push for the disbursement of funding from the Community Development Financial Institutions (CDFI) Fund to assist distressed communities. The post Senators Call for...
Senate Committee Approves Bipartisan Housing Bill to Aid Veteran Homebuyers
The Senate Banking Committee unanimously advanced the ROAD to Housing Act of 2025, which includes two bills to boost awareness of VA home loans and improve veteran disclosure requirements in...
Despite Holding Massive Home Equity, Boomers Face Aging Challenges Ahead
A new study examines the preparedness of the U.S. baby boomer generation as they enter their 80s and encounter health and housing needs. The post Despite Holding Massive Home Equity, Boomers Face...
D.C. Housing Supply Experiences Historic Jump
Widespread layoffs of federal employees and budget cuts for government-funded programs have altered the housing market in Washington, D.C., according to recent Redfin research, leaving some former...
Bill Addresses Cryptocurrency & Underwriting
Sen. Cynthia Lummis has introduced the 21st Century Mortgage Act, a bill drafted to allow for the consideration of digital assets when assessing single-family mortgage eligibility. The post Bill...
Fed Hold Rates Firm for Fifth Consecutive Meeting
Amid public scrutiny from President Trump and from administration members on social media, Fed Chair Jerome Powell held the federal funds rate at 4.25%-4.50% Wednesday afternoon, marking the fifth...
Mortgage Servicer Satisfaction Slips as Homeowner Expectations Rise
Higher mortgage rates aside, U.S. homeowners are growing increasingly dissatisfied with their mortgage servicers according to a new annual survey that reveals a "significant disconnect in the...
FHFA Proposes Repeal of Fair Lending, Fair Housing Rule
The Federal Housing Finance Agency is seeking comment on the notice of proposed rulemaking repealing the Fair Lending, Fair Housing, and Equitable Housing Finance Plans regulation, citing...
U.S. Forecast Points to Potential Housing Market Rebalance
The latest Realtor.com Housing Forecast report has released its midyear update, revealing the primary drivers that will further accelerate economic and housing activity for the rest of the...
Bipartisan Housing Bill Nears Senate Floor Vote
The Senate Committee on Banking, Housing, and Urban has announced a legislative markup on The ROAD to Housing Act of 2025, drafted to enhance the nation’s housing supply, improve affordability,...
Home Equity Forecast: What’s Ahead for 2025 & 2026?
The Mortgage Bankers Association (MBA) has released its 2025 Home Equity Lending Study, with Marina Walsh, MBA’s VP of Industry Analysis, highlighting the reasons why tapping home equity is...