After a five-week string of declining rates, mortgage rates rose modestly for the second consecutive week, on the eve of the GSE’s enacting changes to loan-level price adjustments geared toward tackling housing affordability challenges nationwide.
Most Recent Articles
Rising Payment-to-Income Ratios Flagged as Early Warning for Mortgage Delinquencies
While mortgage delinquency levels have risen, a new analysis by TransUnion highlights the serious consumer-level delinquency rates for mortgage loans, and while still at historically low levels,...
Affordability Conditions Improve as Homebuyers Gain Purchasing Power
The Mortgage Bankers Association (MBA) has released its mortgage rate forecast for the months ahead, and while affordability conditions improved in July and homebuyers gained more spending...
Will Shift in Rates Open the Doors to a Buyer’s Market?
Pending home sales may have fallen slightly in July, will mortgage rates hitting a 10-month low this week be enough to overcome high prices and affordability concerns? Read on as the experts paint...
Fed Governor Cook Files Suit Against Trump Over Dismissal
Federal Reserve Governor Lisa Cook has filed a lawsuit claiming that President Donald Trump lacks the authority to remove her from her position. The post Fed Governor Cook Files Suit Against Trump...
CFPB Cuts Leave States and Courts Bracing for Fallout
New data from the U.S. News & World Report revealed how the Consumer Financial Protection Bureau (CFPB) has been dismissing lawsuits and reversing settlements under the Trump administration,...
HOME Act Aims to Protect U.S. Housing Supply
Sen. Jacky Rosen has introduced The Housing Oversight and Mitigating Exploitation (HOME) Act, legislation drafted to prevent price gouging by corporate investors who are buying up housing stock...
Housing Standoff: Buyers Retreat While Sellers Refuse to Budge on Price
In markets like Miami and Denver, homeowners are pulling listings rather than cutting prices. Nationally, de-listings now outpace listings, a sign of rising seller resistance amid falling buyer...
‘Buy Now, Pay Later’ Loans on HUD’s Radar
As Buy Now, Pay Later loans begin to influence consumer credit, household debt management, and mortgage qualification, HUD is seeking input to ensure that FHA single-family mortgages are kept...
FHFA Greenlights Rocket’s Acquisition of Mr. Cooper
The Federal Housing Finance Agency has authorized Fannie Mae and Freddie Mac to approve the merger, so long as Rocket’s combined servicing share doesn’t exceed a certain level, and subject to...
Homeownership Out of Reach: Affordability Worsens for First-Time Buyers
According to a Realtor.com study, despite the fact that the U.S. housing market may be showing signs of movement this summer, many Americans believe it has stalled as frustration continues to...
Mortgage Rate Spread Offers Good News for Buyers Nationwide
According to recent Redfin research, there may be a silver lining ahead for American homebuyers and refinancers as the gap between mortgage rates and the 10-year Treasury yield has closed,...
Wildfires Carve Path Toward Increased Mortgage Risk
As more wildfires cause total property loss, skilled labor shortages and sky-high rebuild costs collide with underinsurance, slowing recovery and putting an increasing number of mortgages at...
Q2 Multifamily and Office Transactions Post Strong Gains
Multifamily and office transactions accounted for nearly half of the $115 billion-plus in commercial real estate transactions during the second quarter of 2025. The post Q2 Multifamily and Office...
Trump Fires Fed Governor Lisa Cook, Triggering Clash
President Donald Trump has formally requested that Lisa Cook vacate her position as Federal Reserve Governor amid allegations of mortgage fraud. The post Trump Fires Fed Governor Lisa Cook,...
Bill to Slash Capital‑Gains on Home Sales Gains Momentum
Georgia Rep. Marjorie Taylor Greene has introduced the No Tax on Home Sales Act—a measure drafted to eliminate the federal capital gains tax on the sale of primary residences. The post Bill to...
Agents Remain Confident Amid Housing Market Headwinds
While the U.S. housing sector remains ever-changing and volatile, leaving buyers and agents limited options, Jessica Lautz, NAR Deputy Chief Economist, revealed that "Despite the headwinds in the...
Young Renters Making Sacrifices to Afford Housing
Redfin’s May 2025 survey finds that some Gen Z and millennial renters who struggle with housing payments have skipped meals, sold personal items, or delayed medical treatments to keep up. Here’s...
ARMs Leading the Way in Mortgage Credit Availability Snapshot
The latest Mortgage Credit Availability Index (MCAI) report from the Mortgage Bankers Association (MBA) revealed how mortgage credit availability increased in July, and which factors and trends...
Buyers Gain Upper Hand: Where Are Homes Selling for Below Asking Price?
“Sellers in these markets are often listing their homes at prices higher than the market can bear, and being forced to adjust when they don’t sell as quickly as hoped for,” said Relator.com Senior...
a360inc Appoints New SVP of Client Product Management
Technology and outsourcing solutions provider a360inc adds Rob Pajon to lead product strategies, with a focus on enhancing the client experience, strengthening solution alignment, and accelerating...