MBA Warns of Years of Elevated Mortgage Rates for Years to Come
The Mortgage Bankers Association (MBA) projects that 30-year fixed mortgage rates will remain roughly between 6% and 6.5% through the end of 2028, a prospect that would keep affordability...
Read Article
Legal League Webinar to Tackle New Challenges in Foreclosure Litigation
Foreclosure litigation is more intense than ever, the latest Legal League webinar brings the real-world updates you need. Join the League’s lineup of subject-matter experts for the “Its War! State...
Read Article
FHFA Director Suggests Fannie Mae, Freddie Mac Could Go Public by Year’s End
“President Trump made the right decision not to take Freddie and Fannie public during his first term and is opportunistically evaluating an offering this time around, which could be as early as...
Read Article
Supreme Court Rebuffs FAPA Appeal, Shifting Spotlight to New York Courts
The U.S. Supreme Court has recently declined to review the Fox judgment, leaving open issues regarding the Foreclosure Abuse Prevention Act's (FAPA) retroactive application—a major development for...
Read Article
Watchdog Group Accuses FHFA of Withholding Records
Democracy Forward has filed suit against the Federal Housing Finance Agency (FHFA), asking the District Court for the District of Columbia to order the agency to disclose information related to...
Read Article
A Life in Mortgage: Patrick Coon’s Legacy of Caring in the Mortgage Industry
When MortgagePoint Editor-in-Chief mentions to 2025 Five Star Lifetime Achievement Award recipient Patrick Coon that many of the people we have interviewed over the years entered the mortgage...
Read Article
Fed, OCC, and FDIC Roll Back Climate Risk Rules Amid Policy Shifts
Regulators recently announced they were repealing controversial rules that forced banks to account for losses in the event of climate-related disasters. But the changes have drawn criticism from...
Read Article
Regulators Outline Rules for Flood Zone Lending During NFIP Suspension
Despite the risk, regulators will allow financial institutions to make loans that would typically require flood insurance, even though the authorization for the National Flood Insurance Program...
Read Article
Survey Reveals the Realities Facing Today’s Real Estate Agents
Fluctuating market dynamics, shifting client expectations, and emerging technological advancements all keep the real estate industry in a perpetual state of evolution. Yet how much do we know...
Read Article
Cooling Market Gives Homebuyers the Upper Hand
A lackluster housing market has given homebuyers the ability to negotiate, with new Redfin data showing the average property sold last month for less than its final list price—representing the...
Read Article
Goldman Sachs: Is a Growing ‘Financial Vortex’ In Our Midst?
Goldman Sachs has recently warned of a growing "financial vortex," while additional research found that "retirement math" is failing many American homeowners, leaving the future of the housing...
Read Article
Government Shutdown Threatens Real-Estate-Heavy State Economies
According to Realtor.com's latest article, "Government Shutdown Could Stall 5 State Economies," the ongoing U.S. government shutdown, which is now in its third week, poses a threat to not only...
Read Article
Builder Expectations on the Rise Despite Market Difficulties
For the first time since last January, future sales estimates exceeded the 50-point breakeven point in October, indicating a strong increase in sentiment levels despite builders' ongoing struggles...
Read Article
Credit Quality Concerns Ripple Through Banking Sector
Credit quality became an increasing cause of concern among lenders and analysts after JPMorgan Chase CEO Jamie Dimon discussed his concern regarding recent bankruptcies of First Brands and...
Read Article
Home-Sale Profit Margins Hit Level Highest in Over a Year
“Profit margins remained steady and high throughout the traditionally busier summer selling season,” said Rob Barber CEO of ATTOM. “While continuously rising prices could have chased away buyers...
Read Article
Peoples Bank to be Acquired by Cornerstone Capital Bank
A new release from Cornerstone Capital revealed that two reputable organizations are combining to create a Texas-based growth platform for businesses, communities, and homeowners nationwide.
The...
Read Article
The Great Flip: Renting Beats Buying Across Major U.S. Markets
In just four years, the American housing market has undergone one of the fastest and most dramatic reversals in its history. New research from finds that between 2021 and 2025, 39 of the nation’s...
Read Article
Home Prices Near Record Highs as Affordability Hits New Lows
Single-family home prices continued their steady climb in 2024, pushing the cost of homeownership back toward record highs relative to household income. According to a report from Harvard’s Joint...
Read Article
FHFA Outlines Five-Year Plan to Strengthen Oversight and Efficiency
Responsible oversight of Fannie Mae and Freddie Mac, ensuring the safety and soundness of the Federal Home Loan Bank system, and efficient management of U.S. federal housing operations are among...
Read Article
FHLBank Indianapolis Offers Disaster Relief for Storm, Flood Victims
The Federal Home Loan Bank of Indianapolis (FHLBank Indianapolis) is starting a disaster relief program to help state residents impacted by tornadoes, thunderstorms and related severe weather...
Read Article