A new study has found that a lack of access to credit is preventing many renters from attaining homeownership, despite renters inhabiting areas where a monthly mortgage payment is less than rent.
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Shopping Around for Mortgage Refi Rates Could Save Homeowners Thousands
According to a recent LendingTree study, if American homeowners refinance their properties at the best rate available, they may be able to save over $50,000 on their current mortgage. The post...
Government Shutdown Affecting U.S. Homeowners, Property Purchases & More
A new Redfin survey revealed that some Americans are less likely to make a major purchase overall due to the government shutdown, with many delaying their homebuying journey, as nearly half of...
HUD Extends Energy Efficiency Compliance Deadline to 2026
The compliance extension covers FHA-insured multifamily housing and other federally supported programs as HUD reviews nearly 100 public comments on its energy code adoption. The post HUD Extends...
Experts Warn of Hidden Risks in Proposed 50-Year Mortgage Plan
Industry leaders and economists warn that President Trump’s proposed 50-year mortgage could saddle borrowers with lifetime debt, higher interest costs, and delayed home equity growth. The post...
House Republicans, Insurance Groups Urge FHFA to Reverse Home Insurance Guidance
More than 45 House Republicans joined major insurance associations in urging FHFA Director William Pulte to withdraw new guidance restricting Actual Cash Value homeowners’ policies for federally...
Report: Housing Market Stalls as House Hunters Remain Hesitant
Despite a slight decline in U.S. mortgage rates, a new Redfin report showed that homes are selling at the slowest pace for this time of year since 2019—representing the smallest increase in four...
Strong Growth in Office, Retail, and Hotel Originations
“Commercial and multifamily borrowing has now increased for five straight quarters on both a quarterly and annual basis,” said Reggie Booker, MBA’s Associate VP of Commercial/Multifamily...
International Buyers Still Favor U.S. Homes, But Demand Shows Signs of Cooling
New data from Realtor.com showed that Miami, New York, and Los Angeles lead in interest migration as Canada remains the top source of international traffic despite a declining share. The post...
FHLB Dallas Awards $73.5M to Boost Affordable Housing Across Six States
The Affordable Housing Program grants will fund 53 projects and more than 3,700 homes across Texas, Louisiana, Arkansas, Mississippi, Colorado, and New Mexico. The post FHLB Dallas Awards $73.5M...
Report Finds Many Americans Are Fleeing Flood-Prone Areas
A new Redfin analysis finds that for the first time since 2019, more Americans are fleeing high-flood-risk areas than moving in, driven by soaring insurance rates, rising home costs, and climate...
Consumer, Civil Rights Groups Warn FHFA’s 2026–2028 Goals Could Deepen Housing Crisis
By lowering affordable housing targets for Fannie Mae and Freddie Mac, the FHFA could block as many as 177,000 families from achieving homeownership, advocates say. The post Consumer, Civil Rights...
MCS Announces Agreement to Sell Mortgage Services Business Line to Stewart
Upon completion of the sale, MCS will continue to operate the MCS Commercial, MCS Residential, and MCS Government Services businesses, along with the associated sub brands of each of those...
Zacks Downgrades Fannie Mae as Conservatorship, Leadership Uncertainty Linger
Despite the downgrade, Fannie Mae’s stock gained slightly this week as the GSE navigates CEO turnover, workforce reductions, and questions over its long-term structure. The post Zacks Downgrades...
50 Years of Housing: Tech Hubs Surge, Industrial Cities Stagnate
Realtor.com’s half-century housing study shows how the tech revolution reshaped U.S. housing, creating million-dollar coastal markets and leaving former factory towns behind. The post 50 Years of...
Chicago Fed’s Goolsbee Signals Uncertainty on More Rate Cuts Amid Data Gaps
As key inflation reports remain delayed, Goolsbee warns that the Fed should move carefully on rate cuts until the economic picture becomes clearer. The post Chicago Fed’s Goolsbee Signals...
Share of For-Sale Newly Built Homes Hits Four-Year Low
A new Redfin report showed that as more homeowners list and properties remain on the market, the pool of current inventory is growing; however, in an effort to reduce inventory, some builders are...
Opportunity Zones Experience Price Gains in Q2
Despite widespread gains, ATTOM’s latest data reveals that lower-priced Opportunity Zones lagged behind, highlighting ongoing disparities in housing market recovery. The post Opportunity Zones...
Luxury Housing Market Cools, but $1M Still Goes Far in These Cities
September data shows luxury prices dipping slightly, and listings lingering longer on the market, signaling a gradual normalization after years of record-breaking activity. The post Luxury Housing...
Fed Injects $125B Into Banking System as Liquidity Tightens
With reserves at $2.8 trillion and balance sheet runoff ending, the Fed’s $125 billion injection marks a turning point in its tightening cycle. The post Fed Injects $125B Into Banking System as...
U.S. Household Debt Climbs to $18.6 Trillion
The New York Fed reports that household debt increased by $197 billion in Q3 2025, even as delinquency rates held steady thanks to strong home equity and disciplined lending. The post U.S....