A Harvard University study revealed people of color are far less likely to own their homes than whites nationwide, as newly established special purpose credit programs aim to address policies and practices that have restricted homeownership by Black, Indigenous, and other minority households.
Most Recent Articles
California Reps Back Bipartisan SUPPLY Act to Unlock ADU Financing
Two California Representatives believe the country’s shortage of affordable housing could potentially be relieved by enabling homeowners to serve as house providers via Accessory Dwelling Units...
Rep. Waters Again Pushes for CFPB Hearing
In a letter delivered to Chairman French Hill (R-AR) during a full Committee Markup, Congresswoman Maxine Waters (D-CA), the leading Democrat on the House Financial Services Committee, urged him...
Trump Executive Order Targets Homelessness, Redirects Funds to Treatment
On Thursday, President Donald Trump issued an executive order titled “Ending Crime and Disorder on America’s Streets.” The order’s stated goal is to help remove “vagrant individuals” from public...
Forecast: HUD Actions, FY2026 & More
Tenants, landlords, lenders, and Government Sponsored Enterprises (GSEs) would all suffer greatly if the President's FY2026 budget request were to become law, according to a recent brief published...
Q2 Snapshot: Foreclosure Auctions Jump to Two-Year High
In Q2 of 2025, the supply of distressed properties up for auction reached two-year highs, despite the fact that demand from auction purchasers dropped to multi-year lows, pointing to a shift in...
U.S. Housing Inventory Nears Five-Year High
Zillow reports that slower demand from buyers has more homes for sale now than at any time since 2019. And with homes lingering on the market and less competition for them, a long-anticipated...
Former FHFA Director Named Chief U.S. Statistician
Dr. Mark Calabria, former Director of the Federal Housing Finance Agency, has been appointed Chief Statistician by Office of Management and Budget (OMB), responsible for the integrity of federal...
How Much Did Property Taxes Rise in Recent Years?
Becoming a homeowner is a wonderful thing, but there is a piper to pay: property taxes. Median property taxes in the U.S. rose by an average of 10.4% between 2021 and 2023, the latest year of...
Report: More Than Half of Americans Hindered by Home Costs
More than half of homeowners are experiencing financial stress, according to a recent survey conducted by Hometap, a Boston-based financial technology firm that is leading the way in home equity...
Pending Home Sales Dip as Economy Remains Uncertain
When a nicer home becomes available, some home purchasers are pulling out of the inspection process, while others are anxious about making big home purchases during unpredictable economic...
Debating CFPB Reform: Funding, Oversight, and Structure
Critics say the Consumer Financial Protection Bureau’s structure leads to overreach and harms consumers, as some are calling for budget cuts or structural changes, while others are calling for...
Is Unlocking Federal Land a Viable Housing Shortage Solution?
With a new report showing that most federal land is concentrated in the Western U.S., addressing housing shortages may require zoning reform even with the release of some federal lands. The post...
Rep. Luna Refers Fed Chair Powell to DOJ Over Alleged False Testimony
Rep. Anna Paulina Luna of Florida has referred Federal Reserve Chair Jerome Powell for criminal investigation for allegedly making false statements to federal officials, reflecting escalating...
House Subcommittee Backs Expansion of the HOME Program
The U.S. House Subcommittee on Housing and Insurance recently held a hearing dissecting the government’s largest block grant program, dedicated to creating affordable housing for low-income...
U.S. New Home Listings Hit Two‑Year Low
According to a new Redfin study, new home listings for sale in the U.S. dropped in June to the lowest seasonally adjusted level since October 2023, as "prospective sellers are feeling discouraged...
Critics Warn HUD ‘Time Limit’ Could Threaten U.S. Housing Assistance
A recent proposal from the Trump administration could jeopardize government-subsidized housing for over a million low-income U.S. households, according to recent research from New York...
Bicameral Support Grows for GSE Risk‑Transfer Initiatives
Sen. Mike Rounds and Rep. Mike Flood have sent a letter to Federal Housing Finance Agency Director William Pulte encouraging support of credit risk transfer polices that leverage private capital...
New Bill Empowers Homeowners to Appeal Bias in Home Appraisals
Under the Appraisal Modernization Act, homebuyers would be equipped with more data and tools to help address potential biases within the appraisal process. The post New Bill Empowers Homeowners to...
Senators Introduce CFPB Accountability Measure
Sens. Katie Britt and John Boozman introduced the PROTECTED Act, legislation drafted to protect small financial institutions and Main Street businesses from “regulatory overreach” and excessive...
Foreclosure Filings Spike in First Half of 2025
Despite remaining below pre‑pandemic highs, incremental rises in starts, filings and REOs suggest homeowners are feeling increasing economic stress. Here’s what the latest ATTOM data reveals. The...