An analysis of HMDA data by the CFPB has found that closed-end originations increased in 2020 by 65.2%, with much of that spike due attributed to the refinance boom.
The post Refis Propelled 2020 Surge in Originations appeared first on theMReport.com.
A new ATTOM report reveals that, after years of strong gains, market conditions are cutting into returns and challenging investor strategies. The post Q2 2025 Home-Flipping Profits Eroded Amid...
Zillow data reveals that, as hopeful homebuyers' recent run of gaining purchasing power has been cut short, many sellers pulled back from the housing market in August, in response to lackluster...
Sen. Catherine Cortez Masto has written a letter to FHFA Director Bill Pulte, urging him to commit publicly to ensuring that the Federal Home Loan Bank System delivers on its promises to help...
According to the Ludwig Institute for Shared Economic Prosperity, traditional jobless reports may mask a harsher truth: could many more Americans than expected be stuck in survival mode? The post...
A new study examines typical homeowner savings due to the state and local tax (SALT) deduction cap after passage of President Trump's One Big Beautiful Bill Act. The post Which U.S. Households...
According to the Realtor.com 2025 Best Time to Buy Report, one particular week will be the year's "sweet spot" for home shoppers, as buyers may see more active listings than at the start of the...
At the upcoming Five Star Conference in Dallas, the Laurie A. Maggiano Legacy Award will recognize the individual who has left an indelible impact on the industry over the course of their careers,...
According to data from the MBA’s Mortgage Applications Survey, homebuyers and existing owners may finally catch a break: lower rates, eased standards and more lender willingness are creating...
Amid pressure from the Trump administration and for the first time since December 2024, the Federal Reserve has lowered its benchmark interest rate by 0.25 percentage points at the conclusion of...
The Streamlining Manufactured Housing Standards Act seeks to lower housing costs by streamlining HUD's regulation of quality, affordable homes in communities that need them most. The post New Bill...
August saw the first month-over-month rent price decline since March 2025 and the 25th consecutive month of year-over-year decreases, as "rental declines across the majority of markets in...
The D.C. Circuit appeals court rejected President Trump’s attempts to remove Cook, citing lack of “for-cause” trigger and denying due process. The ruling will allow Cook to remain in place through...
Meet the five finalists for Five Star’s Industry Partner Impact Award—tech providers, legal firms, and vendors—who have made a significant impact on the mortgage and housing sectors. The post Five...
After the U.S. Senate confirmed Dr. Miran as a member of the Board of Governors of the Federal Reserve System on Monday, he took the oath of office Tuesday, just in time to vote on the direction...
The bipartisan bill seeks to solve the housing affordability crisis by establishing an interagency task force dedicated to lowering mortgage costs, reducing regulatory hurdles, and improving...
The five female finalists for Five Star’s Public Sector Champion Award represent government agencies and GSEs whose work has impacted and strengthened the stability of the U.S. housing market. The...
Moderate price increases are being offset by rising costs, high interest rates, and stretched affordability, limiting actual gains in housing wealth, with Dr. Selma Hepp, Cotality’s Chief...
With overall mortgage credit availability rising and conforming loans easing, some mortgage types are becoming less restrictive, but supply remains tight amid economic caution. The post Mortgage...
The American Homeowner Crypto Modernization Act of 2025 would require HUD, the USDA, VA, and FHFA to update their underwriting guidelines, systems, and standards to ensure assets held in brokerage...
After a new FHFA policy made it easier for rent payments to help consumers qualify for mortgages, the number of consumers whose rent payments are being reported to credit reporting agencies is...
