Driven by the changes in office work schedules and questions about how companies will handle hybrid work schedules, the MBA expects that overall commercial and multifamily mortgage borrowing and lending is forecast to fall to $442 billion in 2023.
Most Recent Articles
Getting First-Time Homebuyers Into the Game
A new article authored by Matt Young, SVP of Sales at Enact Mortgage Insurance, details the complex process of buying your first home in this economic environment, as many first-time buyers feel...
‘Portable Mortgage’ Proposal Gains Attention
With more than half of U.S. borrowers locked into sub-4% rates, policymakers say mortgage portability could potentially improve affordability and increase housing supply—but how would it work? The...
New Research Links U.S. Fertility Decline to High Housing Costs
According to a recent research paper authored by Benjamin K. Couillard, one of the primary causes of declining birth rates within the U.S.—one of many countries with historically low figures—is...
How Tough Conversations Help Loan Officers Reach Their Full Potential
Franco Terango of Certainty Home Lending discusses how delivering constructive feedback with empathy can turn independence into impact. The post How Tough Conversations Help Loan Officers Reach...
Most Metro Areas Saw Home-Price Gains in Q3 Despite Sluggish Sales
NAR’s latest quarterly report shows a majority of metros posting year-over-year gains, even as sales lag, supply remains tight, and affordability lingers near record lows. The post Most Metro...
Study: Mortgage Satisfaction Jumps as Originators Embrace High-Touch, Hybrid Service
Lenders have significantly altered their customer service practices, according to J.D. Power's 2025 U.S. Mortgage Origination Satisfaction Study, while new mortgage origination volumes are rising...
Housing Supply Expands Again (But There’s a But)
Realtor.com data shows inventory rising across all major regions and metros, while soft demand, slower sales, and growing price cuts point to a housing market losing steam. The post Housing Supply...
Prospective Homebuyers Waiting for Lower Rates
Homes on the market that are selling are taking even more time to find buyers, who remain cautious about high housing costs and unstable economic conditions, according to recent Redfin...
Executives Who Challenged Fannie Mae Data Sharing Forced Out, AP Says
The report details internal fallout at Fannie Mae, concerns over data-sharing, and escalating political criticism directed at FHFA Director Bill Pulte. The post Executives Who Challenged Fannie...
Inside the Future of Mortgage Servicing
Join us for an exclusive webinar featuring Freedom Mortgage President of Residential Servicing David Sheeler, as he shares insights on leadership, loss mitigation, and preparing servicing teams...
U.S. Home Supply Forecast to Increase Amid ‘Recovering Housing Market’
According to First American's latest 2025 forecast, "The 2025 housing market is poised to make strides forward—offering progress, but still far from perfection." The post U.S. Home Supply Forecast...
Increasing Borrower Satisfaction Starts with Modernizing Servicing Communications
Patrick Kehoe, EVP of Product Management at Messagepoint, Inc., detailed his professional insight surrounding mortgage servicing, originations, borrower trends, and more after the release of J.D....
FHLBanks Drive Liquidity and Affordability With Surge in AMA Mortgage Purchases
Federal Home Loan Banks are expanding mortgage liquidity and community lending through $14.6 billion in 2024 acquisitions, with Acquired Member Asset (AMA) Programs at the forefront of recent...
U.S. Foreclosures Continue Gradual Climb Amid Higher Housing Costs
Foreclosure activity continued its steady upward trend in October, the eighth straight month of year-over-year increases, as foreclosure starts and completed foreclosures were up significantly...
Bostic to Retire as Fed Committee Seat Set to Open
At a time when President Donald Trump is attempting to increase authority over the central bank, Raphael Bostic, President of the Federal Reserve Bank of Atlanta, will retire at the end of his...
Fed Cuts, Higher Mortgage Rates: Atlanta Fed Explains the Disconnect
Research from the Atlanta Fed explores how long-term Treasury yields, not Fed policy, are the key drivers behind today’s stubbornly high mortgage rates. The post Fed Cuts, Higher Mortgage Rates:...
Inside NPPC 2025: Keynotes, Panels & What to Expect Next Week
Safeguard Properties’ annual National Property Preservation Conference returns November 17–19, bringing together servicers, regulators, tech innovators, and field services leaders for three days...
Young Adults Face Growing Struggles in Jobs and Housing
Rising unemployment and limited housing support are leaving millions of Americans priced out of homes and living with family, according to new data from the Harvard Joint Center for Housing...
Fannie Mae Removes FICO Floor for Desktop Underwriter, Expands Access to Mortgages
Fannie Mae’s latest updates shift focus from credit scores to a comprehensive evaluation of borrower risk factors, while offering enforcement relief for certain undisclosed non-mortgage debt. The...
Best Days to Buy: Purchasers Target Lowest Premiums Above AVM
The greatest days of the year to buy a home are highlighted in ATTOM's annual report, and according to the survey, two late-year months feature the lowest premiums for buyers and the best overall...