“With the spring buying season underway, lenders are grappling with the threat of a recession and tighter overall financial conditions following the recent bank failures,” said Joel Kan, MBA’s VP and Deputy Chief Economist.
Most Recent Articles
Mortgage Servicer Satisfaction Slips
Higher mortgage rates aside, U.S. homeowners are growing increasingly dissatisfied with their mortgage servicers as a new survey reveals a "significant disconnect in the mortgage customer...
FHFA Proposes Repeal of Fair Lending, Fair Housing Rule
The Federal Housing Finance Agency is seeking comment on the notice of proposed rulemaking repealing the Fair Lending, Fair Housing, and Equitable Housing Finance Plans regulation, citing...
U.S. Forecast Points to Potential Housing Market Rebalance
The latest Realtor.com Housing Forecast report has released its midyear update, revealing the primary drivers that will further accelerate economic and housing activity for the rest of the year,...
Bipartisan Housing Bill Nears Senate Floor Vote
The Senate Committee on Banking, Housing, and Urban has announced a legislative markup on The ROAD to Housing Act of 2025, drafted to enhance the nation’s housing supply, improve affordability,...
Snapshot: Lenders Forecast Home Equity Predictions for 2025 & 2026
The Mortgage Bankers Association (MBA) has released its 2025 Home Equity Lending Study, as Marina Walsh, MBA’s VP of Industry Analysis, highlighted the driving reasons why tapping home equity is...
Vacancy Rates: These U.S. States Lead the Nation in Empty Homes
A new study examines the state of home vacancy rates, spurred by oversupply or declining demand, which can push property values lower and slow economic growth. The post Vacancy Rates: These U.S....
Congressional Members Query FHFA Director Over Cryptocurrency Plan
A group of Senators, led by Jeff Merkley and Elizabeth Warren, have reached out to FHFA Director William Pulte about recent directives for Fannie Mae and Freddie Mac to submit proposals that would...
Legal League, ALFN File Joint Amicus Brief in U.S. Supreme Court Mortgage Case
Trade groups partner on a brief regarding a New York foreclosure case centered on the state’s Foreclosure Abuse Prevention Act (FAPA). The post Legal League, ALFN File Joint Amicus Brief in U.S....
MBA Urges GSEs to Modernize Construction Lending to Ease Housing Crunch
The Senate Appropriations Committee released its version of the Fiscal Year 2026 funding bill for HUD last week, while the Senate Banking Committee is set to hold a legislative "markup" on a wide...
National Fair Housing Trends Reveal Gaps in Enforcement Amid Cuts
As HUD slashes staff and cancels key FHIP grants, organizations warn investigations, discrimination hotlines, and enforcement are being negatively impacted. The post National Fair Housing Trends...
HUD Bolsters Staff With Two New Additions
Joseph J. DeFelice joins HUD as Assistant Deputy Secretary for the Office of Field Policy and Management and Regional Administrator for the Mid-Atlantic Region, and Ashlea Quinonez has been named...
Trump & Powell Feud Arrives at the Fed
The long-running dispute between President Donald Trump and Fed Chair Jerome Powell became even more public during a Thursday tour of the renovation project at the Federal Reserve's headquarters...
Bipartisan Bill Aims to Expand Housing Supply Nationwide
Sens. Elizabeth Warren and John Kennedy have released details of the “Build Now Act,” legislation drafted to incentivize communities to boost housing supply, preserve and expand housing for...
California Wildfire Housing Toll Surpasses $50B
Redfin analyzes data on Los Angeles homes damaged by January’s wildfires, with the typical home in the path of destruction valued at $3.7 million prior to the fires. The post California Wildfire...
California Reps Back Bipartisan SUPPLY Act to Unlock ADU Financing
Two California Representatives believe the country’s shortage of affordable housing could potentially be relieved by enabling homeowners to serve as house providers via Accessory Dwelling Units...
Rep. Waters Again Pushes for CFPB Hearing
In a letter delivered to Chairman French Hill (R-AR) during a full Committee Markup, Congresswoman Maxine Waters (D-CA), the leading Democrat on the House Financial Services Committee, urged him...
Trump Executive Order Targets Homelessness, Redirects Funds to Treatment
On Thursday, President Donald Trump issued an executive order titled “Ending Crime and Disorder on America’s Streets.” The order’s stated goal is to help remove “vagrant individuals” from public...
Forecast: HUD Actions, FY2026 & More
Tenants, landlords, lenders, and Government Sponsored Enterprises (GSEs) would all suffer greatly if the President's FY2026 budget request were to become law, according to a recent brief published...
Q2 Snapshot: Foreclosure Auctions Jump to Two-Year High
In Q2 of 2025, the supply of distressed properties up for auction reached two-year highs, despite the fact that demand from auction purchasers dropped to multi-year lows, pointing to a shift in...
U.S. Housing Inventory Nears Five-Year High
Zillow reports that slower demand from buyers has more homes for sale now than at any time since 2019. And with homes lingering on the market and less competition for them, a long-anticipated...