Bringing 25-plus years of experience to his new role, David Sparks will help in identifying and growing strategic relationships with affordable housing assistance providers to offer new programs for Waterstone Mortgage customers.
Most Recent Articles
Fannie/Freddie Approved to Use VantageScore 4.0
In a move to boost U.S. homeownership, Fannie Mae and Freddie Mac have been approved to take rental history into account through VantageScore 4.0. The post Fannie/Freddie Approved to Use...
Despite More Options, Home Sellers Remain Hesitant
"This year's market is a study in contrasts," said Danielle Hale, Chief Economist at Realtor.com. "Many sellers, anchored by peak price expectations and upheld by strong equity positions, are...
Supreme Court Clears Path for Trump’s Federal Workforce Cuts
With Justice Jackson dissenting, the Supreme Court has reversed a court order that barred the Trump administration from reducing staff and implementing layoffs at various federal agencies. The...
Malloy Evans on Fannie Mae’s Single‑Family Strategy
This article originally appeared in the July 2025 edition of MortgagePoint magazine, online now. Malloy Evans is Fannie Mae’s EVP and Head of Single-Family, reporting to the President and Chief...
HUD: Could ‘Buy Now, Pay Later’ Undermine Home Affordability?
The Department is investigating BNPL products to ensure that FHA single-family mortgage insurance policies effectively address the evolving financial landscape and support the needs of American...
Share of Home Flips Slips in Popular U.S. Markets
Home-flipping profits fell in Q1, according to new ATTOM data, which also revealed which U.S. metro regions had the highest and lowest profit margins. The post Share of Home Flips Slips in Popular...
Fault Lines in the Market
Economic cracks are starting to show within the housing market, from stalled sales to diverging regional trends. What do the experts say is coming next? The post Fault Lines in the Market first...
Precision Policy Approaches Promote Affordable Housing Gains
The 4th Annual Terwilliger Center Summit on Housing Supply Solutions brought together leaders from government, business, philanthropy, and more to discuss solutions to the nation’s shortage of...
Bankruptcy Filings on the Rise in ‘25
While bankruptcy filings overall have been trending upwards during the first six months of the year, an uptick in individual Chapter 7 bankruptcy filings “underscores the growing financial...
Employment Concerns Driving Down Home Purchase Sentiment
Fannie Mae’s latest Home Purchase Sentiment Index finds a growing number of respondents concerned about losing their jobs, with growing concerns about a possible tariff-induced recession impacting...
Homebuyer Costs Heighten as Affordability Gap Widens
Median incomes in the U.S. can now afford the average home in just 11 large markets, compared to 39 markets five years ago, according to recent Zillow data. The post Homebuyer Costs Heighten as...
Is U.S. Housing Supply Making a Comeback?
"In some areas, affordability concerns have also slowed buyer demand, giving the market room to breathe and contributing to gains in homes for sale,” said Danielle Hale, Chief Economist at...
One Big Beautiful Bill Act Brings Back MI Premium Tax Deduction
President Trump’s sweeping tax measure reinstates and make permanent the deductibility of mortgage insurance premiums, which, on average, saved qualified homeowners an average of $2,364 in tax...
One Big Beautiful Bill Off to White House for President’s Signature
President Trump’s $3.3 trillion tax measure has passed the Senate just under its July 4th deadline, as MortgagePoint looks at the bill’s impact on the CFPB, and on the housing market through the...
Short Sales Offering Rare Discounts
With home prices high and inventory low, short sales remain one of the few ways to buy a house below market value, though the process is lengthy and complex. The post Short Sales Offering Rare...
The Homes Americans Are Buying Are Older Than Ever
The typical home bought in the U.S. hit a record age of 36 years in 2024, up nine years from a decade ago. The post The Homes Americans Are Buying Are Older Than Ever first appeared on The...
Trump Calls for Immediate Resignation of Federal Reserve Chair
Following calls for a Congressional investigation into testimony by Jerome Powell, President Trump has called for Powell to resign amid continued criticism of the Federal Reserve Chair. The post...
Legislation Introduced to Decriminalize Homelessness
U.S. Reps. Pramila Jayapal and Maxwell Frost have introduced a bill to prevent federal agencies from treating homelessness as a crime. The post Legislation Introduced to Decriminalize Homelessness...
A.I. Boom Fuels Surge in San Francisco’s Luxury Housing Market
More $20 million homes sold in San Francisco in 2025 than ever before, with tech wealth driving a high-end real estate revival. The post A.I. Boom Fuels Surge in San Francisco’s Luxury Housing...
Inventory Influx Boosts Buyer-Friendly Spring
"Affordability remains a steep hill to climb, especially for first-time buyers," said Kara Ng, Senior Economist at Zillow. "While the financial bar has gotten higher, we're also in the middle of...