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Most Recent Articles
FHLBanks Drive Liquidity and Affordability With Surge in AMA Mortgage Purchases
Federal Home Loan Banks are expanding mortgage liquidity and community lending through $14.6 billion in 2024 acquisitions, with Acquired Member Asset (AMA) Programs at the forefront of recent...
U.S. Foreclosures Continue Gradual Climb Amid Higher Housing Costs
Foreclosure activity continued its steady upward trend in October, the eighth straight month of year-over-year increases, as foreclosure starts and completed foreclosures were up significantly...
Bostic to Retire as Fed Committee Seat Set to Open
At a time when President Donald Trump is attempting to increase authority over the central bank, Raphael Bostic, President of the Federal Reserve Bank of Atlanta, will retire at the end of his...
Fed Cuts, Higher Mortgage Rates: Atlanta Fed Explains the Disconnect
Research from the Atlanta Fed explores how long-term Treasury yields, not Fed policy, are the key drivers behind today’s stubbornly high mortgage rates. The post Fed Cuts, Higher Mortgage Rates:...
Inside NPPC 2025: Keynotes, Panels & What to Expect Next Week
Safeguard Properties’ annual National Property Preservation Conference returns November 17–19, bringing together servicers, regulators, tech innovators, and field services leaders for three days...
Young Adults Face Growing Struggles in Jobs and Housing
Rising unemployment and limited housing support are leaving millions of Americans priced out of homes and living with family, according to new data from the Harvard Joint Center for Housing...
Fannie Mae Removes FICO Floor for Desktop Underwriter, Expands Access to Mortgages
Fannie Mae’s latest updates shift focus from credit scores to a comprehensive evaluation of borrower risk factors, while offering enforcement relief for certain undisclosed non-mortgage debt. The...
Best Days to Buy: Purchasers Target Lowest Premiums Above AVM
The greatest days of the year to buy a home are highlighted in ATTOM's annual report, and according to the survey, two late-year months feature the lowest premiums for buyers and the best overall...
Sidebar With Stan: AI, Mortgage Rates, and What’s Next for 2026
Freedom Mortgage CEO Stan Middleman sees opportunity ahead if the industry can shake off complacency, manage risk, and prepare for AI’s deflationary impact on jobs and rates. The post Sidebar With...
Where Are America’s Most House-Poor Cities?
Even as national affordability inches upward, a new report reveals how unevenly housing burdens are felt across various U.S. cities. The post Where Are America’s Most House-Poor Cities? first...
Leading With Gratitude: Anna Lin on Leadership and Growing Through the Ranks
In this installment of Counsel’s Corner, Anna Lin reflects on her rise from law student to firm president, her philosophy of gratitude and authenticity, and what it takes to thrive in New York’s...
Homeownership Still Pays Off as Affordability Shows Signs of Recovery
A new study from First American revealed that equity gains are continuing to build long-term wealth, even as many U.S. households weigh whether to rent or buy. The post Homeownership Still Pays...
Fed’s December Rate Cut Uncertain as Officials Send Mixed Signals
While markets once anticipated another rate cut in December, shifting data, a prolonged government shutdown, and mixed Fed messaging have shaken that confidence. The post Fed’s December Rate Cut...
Shopping Around for Mortgage Refi Rates Could Save Homeowners Thousands
According to a recent LendingTree study, if American homeowners refinance their properties at the best rate available, they may be able to save more than $50,000 on their current mortgage. The...
Nearly Half of Americans Say Government Shutdown Hurting Housing and Finances
A new Redfin survey revealed that Americans are less likely to make a major purchase due to the government shutdown, with many reporting the shutdown has had a negative impact on their life. The...
HUD Extends Energy Efficiency Compliance Deadline to 2026
The compliance extension covers FHA-insured multifamily housing and other federally supported programs as HUD reviews nearly 100 public comments on its energy code adoption. The post HUD Extends...
Experts Warn of Hidden Risks in Proposed 50-Year Mortgage Plan
Industry leaders and economists warn that President Trump’s proposed 50-year mortgage could saddle borrowers with lifetime debt, higher interest costs, and delayed home equity growth. The post...
House Republicans, Insurance Groups Urge FHFA to Reverse Home Insurance Guidance
More than 45 House Republicans joined major insurance associations in urging FHFA Director William Pulte to withdraw new guidance restricting Actual Cash Value homeowners’ policies for federally...
Report: Housing Market Stalls as House Hunters Remain Hesitant
Despite a slight decline in U.S. mortgage rates, a new Redfin report showed that homes are selling at the slowest pace for this time of year since 2019—representing the smallest increase in four...
Strong Growth in Office, Retail, and Hotel Originations
“Commercial and multifamily borrowing has now increased for five straight quarters on both a quarterly and annual basis,” said Reggie Booker, MBA’s Associate VP of Commercial/Multifamily...