It has been 14 years since Freddie Mac and Fannie Mae were put under full operational control of the Federal Housing Finance Agency (FHFA) at the height of the financial crisis in September 2008. At the time, then-Treasury Secretary Henry Paulson called the move a “timeout” reflecting the temporary nature of the move. According to ...
The post When Will the GSEs Exit Conservatorship? appeared first on theMReport.com.
September data shows luxury prices dipping slightly, and listings lingering longer on the market, signaling a gradual normalization after years of record-breaking activity. The post Luxury Housing...
With reserves at $2.8 trillion and balance sheet runoff ending, the Fed’s $125 billion injection marks a turning point in its tightening cycle. The post Fed Injects $125B Into Banking System as...
The New York Fed reports that household debt increased by $197 billion in Q3 2025, even as delinquency rates held steady thanks to strong home equity and disciplined lending. The post U.S....
A letter from the Council of FHLBanks expressed strong support for FHFA’s modernization agenda and urged continued reform to help the System deliver on its housing mission. The post FHLBanks Back...
The Federal Housing Finance Agency (FHFA) has released a new report that revealed the share of completed foreclosure prevention activities in August, along with trends in loan modification...
Some may believe that baby boomers had an easier time becoming homeowners than later generations; however, according to recent LendingTree research, a sizable portion of boomers are choosing to...
With housing costs still high and mortgage rates stubbornly elevated, typical down payments remain steady but far above pre-2020 norms. The post Down Payments Hold Steady as Affordability...
“America’s housing market is defined right now by caution,” said Chen Zhao, Head of Economics Research at Redfin. “Buyers are walking away from deals more often, sometimes due to affordability...
The Trump administration’s removal of FHFA watchdog Joe Allen has sparked alarm from critics over the independence of regulators overseeing America’s housing finance system. The post Report: Trump...
While President Trump insists inflation is no longer a concern, Treasury data shows price growth remains stubbornly above the Fed’s 2% goal, with housing and energy still driving costs. The post...
Half of Gen Z respondents say career advancement outweighs homeownership for now, but most still view buying a home as key to financial security and the American dream. The post Gen Z Keeps...
While the Fed has made two consecutive rate cuts, Treasury Secretary Scott Bessent says slow action could deepen the slump in housing and expose the economy’s reliance on the tech sector. The post...
According to TransUnion's Q3 2025 Credit Industry Insights Report, recent trends in consumer credit risk point to a widening gap among U.S. consumers, with some exhibiting greater financial...
Lawmakers expressed bipartisan concern that recent HUD layoffs could weaken the department’s housing-access programs, as nominees for FHA and Ginnie Mae leadership pledged to maintain stability...
New data from First American revealed which generations dominate homeownership today and which will soak up the millions of family homes expected to be available after elderly age groups age out,...
The FHFA’s latest report outlines how the Enterprises performed on key housing affordability and access goals amid evolving market conditions. The post FHFA Details Housing Goal Performance,...
After stepping down from his role in November 2023, David Benson, the former President of Fannie Mae, is rejoining the government-sponsored enterprise in the capacity of Senior Adviser. The post...
The average 30-year mortgage rate now hovers at around 6.2%, just over half a percentage point lower than the 6.8% average recorded earlier this year. Despite this, homebuying...
To achieve the American Dream, many U.S. homebuyers are willing to look past the frightful prospect of a haunted home, with a new LendingTree report revealing the share of buyers that would...
Even as foreclosure filings rise, fewer properties are being abandoned, signaling continued strength in housing demand, according to ATTOM’s new report. The post How Zombie Foreclosures, Vacancy...
