According to a new report, Gen Z moved at rates far above national averages in 2023.
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Experts Weigh in on Whether the 30% Rule for Rent is Still Relevant
PBS News examined the longstanding rule about the percentage that should go to rent. For many, it still applies, experts said. The post Experts Weigh in on Whether the 30% Rule for Rent is Still...
Senior HUD Leaders Confirmed by U.S. Senate
HUD Secretary Scott Turner said the confirmations include in Federal Housing Administration (FHA), Government National Mortgage Association (Ginnie Mae), Office of Public and Indian Housing (PIH),...
More Homebuyers Turn to ARMs, the Mortgages That Fueled 2008 Housing Crisis
According to Investopedia, roughly 10% of borrowers in September took out an adjustable-rate mortgage to buy a home. ARMs contributed significantly to the 2008 housing crisis, as many borrowers...
U.S. Asking Rents Fall as Affordability Improves for Minimum-Wage Earners
As rents continue to fall nationwide, new Realtor.com data revealed metros where two minimum-wage workers working 40 hours per week could afford the median rental unit. The post U.S. Asking Rents...
a360inc Enhances Notarization Services With New Acquisition
a360inc has expanded its digital signing and remote online notarization capabilities by acquiring Notary Hub, strengthening a360inc’s increasing credit risk management solutions across both the...
Experts Share 2026 Housing Market, Affordability Forecast
Matt Schulz, Chief Consumer Finance Analyst at LendingTree, shared his U.S. housing market predictions for the upcoming year, detailing the trajectory of home affordability, mortgage debt,...
Why Paying Off a Mortgage Early Isn’t Always the Best Move
Experts point to opportunity costs, emergency liquidity, and tax implications homeowners should weigh before accelerating payments. The post Why Paying Off a Mortgage Early Isn’t Always the Best...
Insurance, Tax Hikes Push Homeownership Further Out of Reach in High-Risk Areas
Rising insurance premiums and higher property taxes tied to climate and hazard risks are squeezing affordability, with sharper increases projected for 2026 and beyond. The post Insurance, Tax...
Farmer Mac Securitizes $313.5 Million in Ag Mortgage Loans
The latest FARM Series transaction reflects continued institutional demand for ag assets despite ongoing macroeconomic volatility. The post Farmer Mac Securitizes $313.5 Million in Ag Mortgage...
CFPB Finalizes Five Rule Adjustments to Allowable Dollar Thresholds
The Consumer Financial Protection Bureau said the new thresholds, which impact Regulations Z, M, and V, including HOEPA, qualified mortgages, appraisal exemptions, and credit report disclosure...
Mortgage Applications Dip After Fed Rate Cut, MBA Data Shows
MBA data showed both purchase and refinance applications declined as mortgage rates edged higher following the Fed’s December rate cut. The post Mortgage Applications Dip After Fed Rate Cut, MBA...
Housing Inventory Growth Slows as New Listings Post Biggest Decline of 2025
With the Christmas season underway, prospective homebuyers and sellers are pulling back from the housing market, reflecting a decline in both new listings and pending sales nationwide. The post...
Freddie Mac Names Kenny M. Smith as its New CEO
Smith brings nearly four decades of financial services experience, including 27 years at Deloitte Consulting. Michael Hutchins, who has served as interim CEO, will continue as the company's...
Home Prices Surge in Rural Vacation Markets Amid Remote-Work Migration
According to a recent study from Harvard's Joint Center for Housing Studies, home prices for second homes in the U.S. increased at a never-before-seen rate after the pandemic began, with previous...
Gen Z Veterans Drive Sharp Rebound in VA Loan Activity
A new analysis from Veterans United Home Loans shows that the VA loan program rebounded nicely in Fiscal Year 2025, reversing last year's slowdown. The post Gen Z Veterans Drive Sharp Rebound in...
Fannie Mae, Freddie Mac Reportedly Bulking Up Their Balance Sheets
Analysts say the GSEs’ growing balance sheets could help support mortgage pricing while positioning them for a return to public markets. The post Fannie Mae, Freddie Mac Reportedly Bulking Up...
VRM Mortgage Services Promotes Industry Vet to Interim COO
Following the passing of former EVP and COO Dr. Cheryl Travis-Johnson, VRM Mortgage Services has appointed Tiffany Fletcher, longtime SVP of Compliance as Interim COO. The post VRM Mortgage...
Federal Reserve Officials Signal Split Views on Future Rate Path
Three members of the Federal Reserve's policy committee talked about interest rates last week, and they offered three different viewpoints about interest rate strategy. The post Federal Reserve...
Mortgage Lock-In Effect Leaves Homeowners Trapped as Payments Jump
New Realtor.com data has shown that ultra-low mortgage rates from 2020–2021 continue to discourage home sales as the cost of moving climbs sharply. The post Mortgage Lock-In Effect Leaves...
Adaptive Reuse for Apartments, Hotels Surges to New Record
According to recent RentCafe research, adaptive reuse projects are expanding at an unprecedented rate as the number of apartments from converted buildings increased after experiencing modest rises...