Amid inflated mortgage rates and a nationwide housing affordability crisis, the "American Dream" may seem far-fetched for many. The latest analysis from RentCafe showed that renting is at the highest level in half a century, with nearly 44 million households currently living in rentals.
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Search Underway for Next Fed Chair?
Scott Bessent, Secretary of the Treasury, stated that the Trump administration has formally launched the process of finding a replacement for Jerome Powell as Chair of the Federal Reserve. The...
Lenders Clamp Down on Credit Offerings Amid Market Uncertainty
A softening employment market and rise in mortgage delinquency rates are driving mortgage credit availability downward in June after six months of growth. The post Lenders Clamp Down on Credit...
Fed Report: Are Interest Rates Likely to Decline Anytime Soon?
A new paper jointly published by the Federal Reserve Banks of New York and San Francisco explores the possibility of the Fed once again setting its short-term interest rate target at near-zero...
International Buyers Claiming Growing Share of U.S. Housing Market
The National Association of Realtors 2025 International Transactions in U.S. Residential Real Estate report shows that between April 2024 and March 2025, foreign purchasers bought $56 billion...
Bill Would Channel Billions From Fannie/Freddie Sale Towards Affordable Housing
Bipartisan legislation has been proposed that would utilize proceeds from the sale of Fannie Mae and Freddie Mac for the construction of affordable housing for middle-class Americans. The post...
Honoring Servicers Making an Impact
MortgagePoint presents its 2025 Mortgage Servicing Excellence Awards, an opportunity to recognize the achievements of mortgage servicers nationwide. The post Honoring Servicers Making an Impact...
Keeping Homebuying in the Family
According to a recent Redfin survey, nearly one-quarter (23.8%) of young Americans who recently purchased a home used family funds to assist with their down payment. In this article, “family...
Servicers Increasingly Adopting eVault Technology
As mortgage servicers continue accelerating eNote adoption, those who delay risk falling behind operationally and competitively as their portfolios evolve. The post Servicers Increasingly Adopting...
HUD Unveils ‘Express Lane’ to Speed Financing for Residential Care Facilities
“We’re eliminating needless delays that stand in the way of access to critical financing, which helps vulnerable Americans access vital services," said HUD Secretary Scott Turner. "The result is a...
Report Warns FEMA Cuts Could Endanger Disaster Readiness
A new report examines the issues that property owners nationwide in high flood risk areas may encounter should the Federal Emergency Management Agency (FEMA) and the National Flood Insurance...
Legislation Aims to Ban Hidden Fees, Boost Transparency for Tenants
The End Junk Fees for Renters Act looks to eliminate excessive and dishonest junk fees that renters encounter when looking for and securing housing. The post Legislation Aims to Ban Hidden Fees,...
Real Estate Investors Outpacing Homebuyers
According to a recent report, as rising prices and record high financing costs are keeping many potential homebuyers out of the market, a greater share of real estate investors are acquiring...
National Housing Deficit Ticks Upward
As the U.S. housing shortage grows to an all-time high, furthering the housing deficit, "the unfortunate fact is that we still don't have enough housing in this country for people who need it,"...
More Than a Mortgage: Building Borrower Loyalty
David Leskovar of Bindable discusses ways in which lenders can enhance the borrower experience, by unlocking new revenue streams, and increasing customer loyalty. The post More Than a Mortgage:...
Young Hispanic Families Facing Steeper Barriers to Homeownership
Lower incomes, limited wealth, credit challenges, and rising housing costs are locking many younger Hispanic households out of homeownership. The post Young Hispanic Families Facing Steeper...
Senate Confirms Jonathan Gould as Comptroller of the Currency
As new Comptroller of the OCC, Jonathan Gould will serve as the administrator of the federal banking system and CEO of the agency. The post Senate Confirms Jonathan Gould as Comptroller of the...
Director Vought Calls Out Powell for ‘Mismanagement’ of the Fed
In the latest public criticism of Jerome Powell by the Trump administration, Office of Management and Budget Director Russell Vought wrote a letter to the Fed Chair, attacking his management of...
SWBC Foundation Donates $100,000 to Kerr County Flood Relief Fund
The SWBC Foundation has announced a $100,000 donation to the Kerr County Flood Relief Fund, managed by the Community Foundation of the Texas Hill Country. This contribution will help provide vital...
HUD Launches ‘Express Lane’ to Accelerate Care Facility Financing
"This new process will cut the time between application submission and issuance of a Firm Commitment by 90% for qualified Residential Care Facilities," HUD said in an X post. The post HUD Launches...
HUD and OMB Begin Rollback of PAVE Task Force
Federal agencies begin to streamline the home appraisal process by disbanding Biden-era task force policies in an effort to improve efficiency, reduce regulatory burden, and expand access to...