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"While inflation appears to be cooling, consumer spending still significantly exceeds its historical trend relative to disposable income, resulting in a near record-low personal savings rate this past fall of 2.4% compared to a more typical 7-9 percent" https://t.co/39P14NGCa8

2:00 PM - 14 Feb 23
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In yet another sign demand is beginning to return to the market, rate lock volumes rose 32% in January 2023...

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Though inflation has declined, it is important to note that while December 2022 saw the lowest CPI since Ma...