MReport November 2018

TheMReport — News and strategies for the evolving mortgage marketplace.

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TH E M R EP O RT | 3 CO NTE NTS 14 WINNING WORK CULTURES From interviews that explore cultural fits to providing ESOPs and state-of-the-art education programs, leading companies in the mortgage business share the secrets of their success. 20 STOP SETTING BORROWERS UP TO FAIL How mortgage brokers can help low-credit applicants. 24 REAL ESTATE GOES GLOBAL Understanding the ins and outs of financing foreign home buyers is helping loan originators enter the global marketplace. 28 CHANGE IS NOT THE ENEMY The challenges—and benefits—of implementing digital closings. SPECIAL SECTION 31 TOP 25 COMPANIES TO WORK FOR MReport takes a look at the organizations that are earning the loyalty of their employees and a spot on our inaugural list. DEPARTMENTS 8 WHERE THE GRASS IS GREENER The best—and worst—markets for real estate. 10 TAKE 5 Timika Cole, Operations Group Manager for Recovery & Loss Prevention, US Bank 12 WHO'S MOVING ON AND WHO'S MOVING UP IN THE INDUSTRY This month, some of the industry's largest companies saw significant changes to their corporate lineups.

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