TheMReport

MReport October 2019

TheMReport — News and strategies for the evolving mortgage marketplace.

Issue link: http://digital.themreport.com/i/1175308

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TH E M R EP O RT | 3 TH E M R EP O RT | 3 CO NTE NTS 22 WHEN WORLDS COLLIDE As lenders focus on streamlining the mortgage process, how will the increasing presence of outside tech companies within the mortgage sector change the way business gets done? 30 EMPLOYEE IMPACT Here's why allocating time, money, and effort into improving employees' user experience is important for financial institutions. 36 RISK AND REWARD It's time the industry examines how and where the tolerance for risk in the non-QM market is grow- ing, and how lenders should be acting in response. 40 MAKING THE MOST OF MORTGAGE MERGERS As interest rates plummet and mortgage compa- nies reap profits, here's why now might be the right time to pull off an M&A transaction. 44 KEEPING THE DREAM ALIVE Innovation, education, and financial literacy are key to busting some long-held misconceptions about credit scores.. SPECIAL SECTION 47 THE BEST IN ORIGINATION SERVICE PROVIDERS Presenting some of the most committed, experienced, and recognized origination service providers in the industry. DEPARTMENTS 4 MTECH Platforms and Partnerships 10 TAKE 5 Aaron Samples, CEO and a member of the Board of Directors for First Guaranty Mortgage Corporation 11 MDWELL Where to Live on an Average Salary 12 MCROWD Who's moving on and who's moving up in the industry

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